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On-Bill Financing and PACE Loans
The National Consumer Law Center is monitoring and commenting on the potential benefits and risks to consumers regarding various ways to finance home energy efficiency improvements, including:
- On-bill financing, where the loan repayments are included on the utility bill, and
- Property Assessed Clean Energy (PACE) loans, where the local city or town finances the improvements.
If you have additional materials or questions on this topic, please contact Charlie Harak (charak [at] nclc.org or at 617-542-8010) in our Boston office or Olivia Wein (owein [at] nclc.org) in our DC office (202-452-6252).
Policy Analysis
Comments of the National Consumer Law Center and Consumer Federation of America regarding "Mortgage Assets Affected by PACE Programs", March 2012
NCLC Comments and Reply Comments to the California Public Utilities Commission Regarding On-Bill Financing and Repayment of Energy Efficiency Measures, Feb. 2012
NY PSC Working Group on On-Bill Financing (Case 07-M-0548)
NCLC Presentations
On-Bill Financing Presentation at NCAF Conference
MA Energy Efficiency Advisory Council
MA On-Bill Financing Working Group Powerpoint
Miscellaneous Reports
Efficiency Vermont, Enabling Investments in Energy Efficiency