Open Comments

Consumer Protection Regulation
High-Cost Credit
Use of Digital User Accounts to Access Buy Now, Pay Later Loans
Banking, Payments, & Remittances
  • July 8, 2024 deadline to comment to the Federal Reserve Board on the expansion of Fedwire® Funds Service and National Settlement Service (NSS) Operating Hours.

Recently Closed Comments

Homeownership & Foreclosure
  • May 6, 2024 deadline to comment on revisions to Veterans Affairs (VA)-Guaranteed or Insured Interest Rate Reduction Refinancing Loans (IRRRL).
High-Cost Credit
  • April 15, 2024 deadline to comment on the Social Security Administration’s (SSA) proposed rule governing the use of Payroll Information Provider, i.e. Equifax’s The Work Number.
Criminal Justice
  • April 5, 2024 deadline to comment on the DOJ’s Office for Victims of crime proposed rule to replace the current rule governing the Victims of Crime Act Victim Compensation Grant Program.
  • April 1, 2024 deadline to comment on the Bureau of Prison’s proposed rule prohibiting use of money-transfer services like CashApp.
Banking, Payments, & Remittances
  • April 1, 2024 deadline to comment on the proposed rule by the CFPB to limit abusive overdraft fees.
Equity & Racial Justice
  • Feb. 20, 2024 deadline to respond to the U.S. Department of Treasury’s request for information to identify opportunities to advance financial inclusion through policy, government programs, financial products and services, technology, and other tools and infrastructure.
Banking, Payments, & Remittances
  • February 7, 2024 deadline to comment to FTC on the Trade Regulation Rule on Unfair or Deceptive Junk Fees.
  • January 8, 2024 deadline to comment to the CFPB on a rule to enable supervision of the larger companies that offer services like digital wallets and payment apps.
  • January 8, 2024 deadline to comment to the CFPB on money-transfer service companies operating in prisons and jails falling under their proposed rule to supervise larger participants in this market.
Criminal Justice
  • January 8, 2024 deadline to comment to the Bureau of Prisons on the implementation of reentry provisions in the First Step Act.
Credit Reporting & Data Fairness
  • December 29, 2023 deadline to submit comments to the CFPB on proposed rules to give consumers access to their data, the ability to share their data via intermediaries for various uses, and protections against misuse and exploitation of the data.
Access to Justice
  • November 14, 2023 deadline to comment on petition of NCLC, NACA et al. to the CFPB for a rulemaking to require meaningful, post-dispute consumer consent to arbitration.
Debt & Bankruptcy
  • October 30, 2023 deadline to comment to the CFPB on a small business review panel that regulates data brokers, bans medical debts on credit reports, and improves the credit reporting dispute process.
Homeownership & Foreclosure
  • December 12, 2023 deadline to comment on FHA’s proposal to make loan modifications more affordable.

2022 Consumer Protection Federal Priorities

The steps listed are common-sense reforms rooted in basic fairness that will fight fraud and help keep consumers in their homes, cars, and jobs so they can invest their wages in their local businesses and communities.

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