All Issues

Consumer Protection Regulation

The Consumer Financial Protection Bureau was created to ensure strong consumer protections, but the agency has been under attack since its inception. The Federal Trade Commission’s powers have been weakened, and the ability of all regulatory agencies to adopt robust consumer protections is regularly under threat. NCLC fights for protections against unfair, deceptive, and abusive practices and for a strong consumer regulation framework.

Key Topics

Consumer Financial Protection Bureau (CFPB)

The Consumer Financial Protection Bureau was created to ensure strong consumer protections, but the agency has been under attack since its inception.

Federal Trade Commission (FTC)

NCLC fights for a strong Federal Trade Commission and ensures it has the tools needed to protect consumers.

Military & Veterans

Protecting servicemembers and veterans from predatory lenders and scammers that target them for their steady but often limited income and benefits.

Preemption

Countering efforts to preempt strong state consumer protection laws.

Unfair, Deceptive & Abusive Practices (UDAP)

Fighting for protections against unfair, deceptive, and abusive practices.

Fighting Junk Fees

October 31, 2023

Consumers pay tens and maybe even hundreds of billions of dollars a year in junk fees. Here are highlights of NCLC’s work to bring an end to them.

Read More about: Fighting Junk Fees
February 27, 2023
October 26, 2022

Featured

Recent Resources

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File Comments about Rental Junk Fees with the FTC

November 17, 2023

Fighting Junk Fees

October 31, 2023

Broad Coalition — From Teachers to Housing Advocates to Consumer Groups and Small Business Advocates — React to Supreme Court Oral Arguments

October 3, 2023

Consumer Bureau Announces Groundbreaking Plan to Protect Americans from the Devastating Effects of Medical Debt

September 21, 2023

Advocates Support CFPB Commitment to Closing Accountability Loopholes for Data Brokers Selling Dossiers on Americans in Secret

August 15, 2023

Letter to the CFPB Requesting Inclusion of EBT Users in Section 1033 Rulemaking

July 27, 2023

How to File a Complaint With the Consumer Financial Protection Bureau (CFPB) About Credit Repair

July 14, 2023

Letter in Opposition to Anti-Consumer Appropriations Riders

July 11, 2023

Abusive Acts and Practices: Comments to CFPB

July 3, 2023

Comments & Letters

View All for Comments & Letters
Letter to the CFPB Requesting Inclusion of EBT Users in Section 1033 Rulemaking

July 27, 2023

Letter in Opposition to Anti-Consumer Appropriations Riders

July 11, 2023

Abusive Acts and Practices: Comments to CFPB

July 3, 2023

NCLC Comments to FTC Negative Option (a/k/a “Click to Cancel”) Proposed Rule

June 23, 2023

Letter to Congress Supporting CFPB

June 12, 2023

Joint Consumer Groups Comments to the Federal Trade Commission on Guides for the Use of Environmental Marketing Claims

February 21, 2023

Group Comments to FTC Regarding Unfair or Deceptive Fees Affecting Justice-Involved Individuals

February 8, 2023

Group Comments to the FTC Regarding Rental Housing Junk Fees

February 8, 2023

Comments to FTC Regarding the Business Opportunity Rule

January 31, 2023

Reports

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Unfair Debts With No Way Out: Consumers Share Their Experiences With Rental Debt Collectors

October 7, 2022

White Paper on Immediate Actions the CFPB Can Take to Address the COVID-19 Crisis

April 6, 2020

Consumer complaints about Debt Collection: Analysis of Unpublished Data from the FTC

February 19, 2019

Consumer Complaints about Debt Collection: Analysis of Unpublished Data from the FTC

February 12, 2019

The Role of the States under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010

December 1, 2010

Restore the States’ Traditional Role as “First Responder”

September 1, 2009

Issue Briefs

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2023 Consumer Reform Priorities to Protect Tenants

January 23, 2023

2023 Consumer Protection Federal Priorities

January 13, 2023

2022 Consumer Protection Federal Priorities

February 18, 2022

The CFPB Must Issue Emergency Guidance on Debt Collection During the Pandemic

December 1, 2020

2021 Foreclosure Prevention and Mortgage Lending Priorities: Consumer Financial Protection Bureau

November 1, 2020

Ohio’s New Residential PACE Programs Need Strong Consumer Protections to Prevent Homeowner Abuses

October 29, 2019

CFPB Debt Collection Rule Must Protect Consumers, Not Abusive Collectors

May 1, 2019

New Protections for Government Benefit Prepaid Cards

March 28, 2019

New Protections for Payroll Cards

March 28, 2019

Press Releases & News

View All for Press Releases & News
File Comments about Rental Junk Fees with the FTC

November 17, 2023

Fighting Junk Fees

October 31, 2023

Broad Coalition — From Teachers to Housing Advocates to Consumer Groups and Small Business Advocates — React to Supreme Court Oral Arguments

October 3, 2023

Consumer Bureau Announces Groundbreaking Plan to Protect Americans from the Devastating Effects of Medical Debt

September 21, 2023

Advocates Support CFPB Commitment to Closing Accountability Loopholes for Data Brokers Selling Dossiers on Americans in Secret

August 15, 2023

Consumer Groups Urge Supreme Court to Uphold Constitutionality of the CFPB

May 16, 2023

The Washington Post: “The FTC is expected to crack down on ‘greenwashing'”

April 13, 2023

Digital Library: The Latest Developments on Constitutionality of CFPB Regulations

March 30, 2023

Op-ed in Colorado Politics: A chance to fix Colorado’s broken consumer protection laws

March 14, 2023

Amicus Briefs

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Amicus Brief of Ten Consumer Advocacy Organizations in CFPB v. Community Financial Services Association of America

May 22, 2023

Amicus Brief in CFPB v. CFSA

May 16, 2023

Amicus Brief in Robinhood v. Galvin

April 12, 2023

Amicus Brief in Chamber v. CFPB

December 23, 2022

Amicus Brief in Greene v. Philip Morris

December 14, 2022

Amicus Brief: AMG Capital Management, LLC V FTC

December 7, 2020

Amicus Brief: Liu v. SEC

January 22, 2020

Amicus Brief: Seila Law v. CFPB

January 22, 2020

Amicus Brief in Frank v. Paloma Gaos

September 5, 2018

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