Federal law gives banks broad authority to ignore state consumer protection laws, and non-bank entities are increasingly trying to obtain similar rights. Other federal laws at times preempt, or are alleged to preempt, state consumer protections. NCLC works to defend the ability of states to protect consumers.

From the NCLC Digital Library

Consumer Credit Regulation

Innovative thinking and precise authority on predatory lending and other consumer credit, including the latest on rent-a-bank attempts to evade state usury laws, on the NCLC Digital Library.

Read Chapter One

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