Our Services

State Advocacy

The National Consumer Law Center offers its consumer law expertise to legal services attorneys, private attorneys, and advocacy organizations who share our goals of consumer justice. We take positions on state legislation to protect consumers and offer a wide range of free resources for state advocates.

What States & Local Governments Can Do to Support Immigrants’ Financial Stability

April 17, 2026

States, counties, and local governments can help protect immigrants, their families, and communities from financial exploitation and other consumer abuses.

Read More about: What States & Local Governments Can Do to Support Immigrants’ Financial Stability
December 17, 2025
January 2, 2025

California Consumer Law Support Project

Strengthening the capacity of legal services organizations to provide essential consumer law services to low-income Californians.

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State Model Laws

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Model Family Property and Income Protection Act

January 23, 2026

Model Law for Home Equity Investment Loans

September 3, 2025

Model Medical Debt Protection Act

March 28, 2025

Model State Coerced Debt Law

May 1, 2024

Model Mortgage Servicer Duty of Good Faith

January 2, 2024

Model Manufactured Home Community Stability and Preservation Act

December 28, 2023

Model State Act Limiting Arbitration

January 17, 2017

Making Repossessions Safer and Fairer: Model Consumer Amendments to Uniform Commercial Code Article 9

June 1, 2016

Statute of Limitations Reform Act

December 2, 2015

What States Can Do

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What States & Local Governments Can Do to Support Immigrants’ Financial Stability

April 17, 2026

What States Can Do to Protect Consumers From Unsafe and Unreliable Cars

January 23, 2026

What States Can Do to Protect Low-Income Families When Collecting Government Debts

November 21, 2025

What States Can Do to Prevent Medical Debt from Ruining Credit Reports: Recommendations in the Face of Potential Federal Preemption Threats

November 14, 2025

What States Can Do to Regulate Tenant Screening

November 14, 2025

What States Can Do About Medical Debt in Jails and Prisons

October 17, 2025

What States Can Do: Medical Credit Cards and Other Medical Lending Products

October 16, 2025

What States Can Do To Protect Heirs From Disaster Displacement

September 30, 2025

What States Can Do to Protect Homeowners from Home Equity “Investment” Loans

September 3, 2025

Reports

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Predatory Installment Lending in the States: How Well Do the States Protect Consumers Against High-Cost Installment Loans? (2025)

December 19, 2025

No Fresh Start: Will States Protect Families from Wage and Asset Seizures as Debt Levels Soar? (2025)

December 17, 2025

“What the Heck, Dude!”: How States Can Fight Rental Housing Junk Fees

November 13, 2025

Compendium of Existing Laws that Foster Resident Ownership of Manufactured Home Communities

October 1, 2025

Predatory Installment Lending in the States: How Well Do the States Protect Consumers Against High-Cost Installment Loans? (2024)

November 21, 2024

Protecting Access to Essential Utility Service During Extreme Heat and Climate Change

July 16, 2024

Keeping it in the Family: Legal Strategies to Address the Challenge of Heirs Property and Prevent Home Loss

January 29, 2024

Property Tax Foreclosures on Heirs Property: The Devastating Consequences and Recommendations for Prevention

August 22, 2023

Overly Impacted & Rarely Heard: Incorporating Community Voices Into Massachusetts Energy Regulatory Process

May 4, 2023

Press Releases & News

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Maine Governor Signs First-in-the-Nation Law to Protect Homeowners From Home Equity Investment Loans

April 17, 2026

GBH News: Consumer debt collection cases spike 60% in two years in Mass. courts

March 19, 2026

Bloomberg: ‘Zombie’ Second Mortgages Spur New Battles in State Capitols

March 17, 2026

NCLC Launches Initiative to Support California Economic Justice Efforts

March 2, 2026

California Consumer Law Support Project

February 27, 2026

Massachusetts Voters Overwhelmingly Support Passage of the Road to Opportunity Act    

January 21, 2026

Statement of the Road to Opportunity Act Coalition on Favorable Report from Joint Transportation Committee

January 5, 2026

Digital Library: New Consumer Law Changes Taking Effect in 2026

January 5, 2026

Report: No States Fully Protect Families from Wage and Asset Seizures as Debt Levels Soar

December 18, 2025