Consumer Protection Regulation

Consumer Financial Protection Bureau (CFPB)

The Consumer Financial Protection Bureau was created to ensure strong consumer protections, but the agency has been under attack since its inception.

Fighting Junk Fees

March 8, 2024

Consumers pay tens and maybe even hundreds of billions of dollars a year in junk fees. Here are highlights of NCLC’s work to bring an end to them.

Read More about: Fighting Junk Fees
September 21, 2023
May 16, 2023

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The Threat to the CFPB – and How You Can Help

We urge consumers and advocates to submit letters to the editor and write to their representatives in Congress in support of the Consumer Financial Protection Bureau.

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Featured

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Coalition Comments on CFPB’s Proposed Rule Governing Overdraft Lending at Very Large Financial Institutions

April 1, 2024

Comments on CFPB’s Proposed Rule Governing Overdraft Lending at Very Large Financial Institutions

April 1, 2024

Fighting Junk Fees

March 8, 2024

2024 Consumer Reform Priorities to Protect Tenants

March 7, 2024

2024 Credit & Consumer Reporting Priorities to Promote Economic Stability

March 6, 2024

CFPB Rule Prohibiting Excessive Credit Card Late Charges Will Save Consumers Billions in Junk Fees

March 5, 2024

President’s Executive Order Will Prevent Data Sales to Countries of Concern, CFPB Must Act to Protect Consumers

February 28, 2024

Cap Overdraft Fees: Support the CFPB’s Junk Fees Proposal

February 26, 2024

Digital Library: Two New CFPB Advisory Opinions Facilitate Private FCRA Litigation

January 24, 2024

Comments & Letters

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Coalition Comments on CFPB’s Proposed Rule Governing Overdraft Lending at Very Large Financial Institutions

April 1, 2024

Comments on CFPB’s Proposed Rule Governing Overdraft Lending at Very Large Financial Institutions

April 1, 2024

Comments of Over 100 Organizations Supporting the Petition for Rulemaking to Require Meaningful Consumer Consent to Arbitration

November 14, 2023

NCLC Petition for Reg X Rulemaking on HELOCs, Reverse Mortgages, Language Access, and Manufactured Housing

August 29, 2023

Comments to the CFPB on Property Assessed Clean Energy (PACE) Financing Proposed Rule

July 26, 2023

Americans for Financial Reform Coalition Comment to CFPB on PACE Rulemaking

July 26, 2023

Letter in Opposition to Anti-Consumer Appropriations Riders

July 11, 2023

Abusive Acts and Practices: Comments to CFPB

July 3, 2023

Joint Comments to CFPB re: Abusive Conduct, Including Affecting Justice-Involved Consumers

July 3, 2023

Reports

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Unfair Debts With No Way Out: Consumers Share Their Experiences With Rental Debt Collectors

October 7, 2022

White Paper on Immediate Actions the CFPB Can Take to Address the COVID-19 Crisis

April 6, 2020

Why the CFPB Should Ban Zombie Debt

January 20, 2015

Strong Medicine Needed: What the CFPB Should Do to Protect Consumers from Unfair Collection and Reporting of Medical Debt

September 20, 2014

Issue Briefs

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2024 Consumer Reform Priorities to Protect Tenants

March 7, 2024

2024 Credit & Consumer Reporting Priorities to Promote Economic Stability

March 6, 2024

2023-2024 Consumer Protection Federal Priorities

January 13, 2023

Issue Brief: CFPB Changes Needed to Prevent New Debt Collection Rules from Hurting Consumers

January 1, 2021

The CFPB Must Issue Emergency Guidance on Debt Collection During the Pandemic

December 1, 2020

How Congress and the CFPB Can Protect Americans from Abusive Debt Collection

November 3, 2020

Time-Barred Debt Disclosures in CFPB’s Supplemental Rulemaking Fall Short

May 12, 2020

CFPB Debt Collection Rule Must Protect Consumers, Not Abusive Collectors

May 1, 2019

Servicemembers, Veterans, & Forced Arbitration: How the New CFPB Rule Enhances the Military Lending Act

September 1, 2017

Press Releases & News

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Fighting Junk Fees

March 8, 2024

CFPB Rule Prohibiting Excessive Credit Card Late Charges Will Save Consumers Billions in Junk Fees

March 5, 2024

President’s Executive Order Will Prevent Data Sales to Countries of Concern, CFPB Must Act to Protect Consumers

February 28, 2024

Digital Library: Two New CFPB Advisory Opinions Facilitate Private FCRA Litigation

January 24, 2024

CFPB Proposes Rule to Limit Harmful Overdraft Fees

January 17, 2024

CFPB Takes Aim at Misleading, Incomplete, and Old Information in Background Check Reports

January 11, 2024

CFPB and DOJ Sue Predatory Mortgage Lender for Reverse Redlining, Exploiting Consumers With Limited English Proficiency 

December 21, 2023

More than 100 Organizations Urge CFPB to Rein In Big Banks’ Use of Forced Arbitration

November 15, 2023

FTC and CFPB Take Action Against Faulty Tenant Screening Reports

October 12, 2023

Amicus Briefs

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Amicus Brief of Ten Consumer Advocacy Organizations in CFPB v. Community Financial Services Association of America

May 22, 2023

Amicus Brief in CFPB v. CFSA

May 16, 2023

Amicus Brief in Chamber v. CFPB

December 23, 2022

Amicus Brief: Seila Law v. CFPB

January 22, 2020

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