Dec. 19, 2022 deadline to respond to CFPB request for information to enhance public data on auto lending.
Government and Business Impersonation Scams
Dec. 16, 2022 deadline to comment on proposed rule by the FTC prohibiting the impersonation of government, businesses, or their officials.
Transitioning From LIBOR to Alternate Indices
Nov. 18, 2022 deadline to comment on proposed rule by HUD replacing the London Interbank Offered Rate (LIBOR) with the Secured Overnight Financing Rate (SOFR).
Risks of Cryptocurrency
Nov. 3, 2022 deadline to respond to Treasury Department request for input on illicit finance, national security risks posed by digital assets.
Motor Vehicle Dealers
Sep. 12, 2022 deadline to respond to FTC’s proposed rule on Motor Vehicle Dealers Trade Regulation.
LIBOR
Aug. 29, 2022 deadline to respond to Federal Reserve System’s proposed rule implementing the Adjustable Interest Rate (LIBOR) Act. Group Comments.
Bank Customer Service
Aug. 22, 2022 extended deadline to respond to request for information from CFPB about relationship banking and customer service at banks with over $10 billion in assets and their affiliates.
California’s Oversight of Crypto Products and Services
Aug. 5, 2022 deadline to respond to California Department of Financial Protection and Innovation’s invitation to comment on the oversight of crypto-asset related financial products and services.
FTC Telemarketing Rule
Aug. 2, 2022 deadline to comment on a proposed revision to the FTC’s telemarketing sales rule (87 Fed. Reg. 33677) and on an advance notice of proposed rulemaking (87 Fed. Reg. 33662).
May 20, 2022 deadline to comment on Federal Reserve Board discussion paper about whether to create a United States Central Bank Digital Currency. NCLC Comments.
Apr. 22, 2022 deadline to comment on proposed guidelines for evaluating requests for access to Reserve Bank master accounts and services. Consumer comments.
Feb. 14, 2022 deadline to submit comments to FINCEN on Bank Secrecy Act Regulations and Guidance. NCLC comments.
Energy and Utility – Water Assistance
Dec. 27, 2021 deadline to comment on reporting and data collection for the new Low Income Household Water Assistance Program (LIHWAP).
Big Tech Payments
Dec. 21, 2021 extended deadline to submit comments to the CFPB on how big tech payment systems use personal payments data, manage data access, and protect (or do not protect) consumers.
FHA mortgages and LIBOR
Dec. 6, 2021 deadline to comment on HUD’s proposed rulemaking regarding a replacement index for existing FHA loans that use the LIBOR.
Surprise Medical Bills
Dec. 6, 2021 deadline to comment on interim final rules by HHS implementing the No Surprises Act to address surprise medical bills.
Interagency Guidance on Third-Party Relationships
Oct. 18, 2021 extended deadline to submit comments to the federal banking agencies on proposed guidance governing risk management of third-party relationships, including partnerships with fintechs. Consumer comments.
July 16, 2021 deadline to respond to request for information from the FDIC on current and potential digital asset (cryptocurrency) use cases involving financial institutions and their affiliates.
Access to Fed Accounts and Services
July 12, 2021 deadline to submit comments on proposed guidelines for the Federal Reserve Board to evaluate access by banks and other entities to Federal Reserve master accounts and other services. Group Comments.
May 29, 2021 deadline to respond to the FTC’s request for comments on Dark Patterns topics ahead of their Bringing Dark Patterns to Light workshop.
Activities by Credit Union Subsidiaries
Mar. 29, 2021 deadline to respond to proposed rule by National Credit Union Administration expanding the permissible activities and services for credit union subsidiaries to include originating any type of loan that a Federal credit union (FCU) may originate. Joint Comments.
Priorities for New CA Dept. of Financial Protection and Innovation
Dec. 31, 2020 deadline to comment to the Conference of State Bank Supervisors on proposed regulation of standards for nonbank mortgage servicers. NCLC Comments.
Payday Loan Disclosures
Dec. 14, 2020 deadline to respond to CFPB’s request for comments on its plan to collect information for payday loan disclosure testing. Consumer comments.
Equal Credit Opportunity Act
Dec. 1, 2020 deadline to response to CFPB request for information on opportunities to prevent credit discrimination, encourage responsible innovation, promote fair, equitable, and nondiscriminatory access to credit, address potential regulatory uncertainty, and develop viable solutions to regulatory compliance challenges under the Equal Credit Opportunity Act (ECOA) and Regulation B. Group Comments.
CDFI Certification
Nov. 5, 2020 extended deadline to respond to proposed changes by the Treasury Department CDFI Fund to the CDFI Certification Application. Group Comments.
Dept. of Education Rulemaking and Guidance Procedures
Oct. 27, 2020 deadline to respond to request for information about a 10-year review of the credit card market and Credit CARD Act. NCLC Comments.
Dodd-Frank Mortgage Ability-to-Repay Rule on the Qualified Mortgage
Oct. 1, 2020 deadline to comment on the CFPB’s proposed rule expanding the Dodd-Frank Ability to Repay rule for Qualified Mortgages to presume that a loan receives a safe harbor if it performs for three years and meets certain additional requirements. NCLC-CFA long comments. Short comments
Aug. 10, 2020 deadline to comment on the CFPB’s proposed rule regarding the extension of the sunset date for the Dodd-Frank Ability to Repay rule Qualified Mortgage patch for GSE loans. Comments submitted by NCLC and Consumer Federation of America.
FDIC Certification of Bank Fintech Partners
Sept. 22, 2020 deadline to respond to FDIC Request for Information on Standard Setting and Voluntary Certification for Models and Third-Party Providers of Technology and Other Services. Comments submitted by NCLC and the Center for Responsible Lending.
CDFI Small Dollar Loan Program
Sept. 10, 2020 deadline to respond to Treasury Department CDFI Fund Request for Information: Small Dollar Loan Program on criteria for grants for Loan Loss Reserves and Technical Assistance (TA) to enable Certified CDFIs to establish and maintain small dollar loan programs. Consumer comments.
July 1, 2020 extended deadline to comment on FDIC’s proposed a rule governing deposit insurance applications for industrial loan companies. Group comments opposing proposal.
March 16, 2020 deadline comment on request for information by the Office of Management and Budget on improving and/or reforming regulatory enforcement and adjudication and ensuring adequate due process in regulatory enforcement and adjudication.
Community Reinvestment Act
March 9, 2020 deadline to submit comments on proposed amendments to regulations implementing the Community Reinvestment Act. NCLC comments.
Nov. 1, 2019 deadline to comment on model language for state money services businesses laws drafted by the Conference of State Bank Supervisors. Consumer comments.
HUD Disparate Impact Rules
Oct. 18, 2019 deadline to comment on HUD proposal to change the disparate impact standard under the Fair Housing Act. Consumer Comments.
Same-Day ACH Payments
July 15, 2019 deadline to submit comments on proposal by the Federal Reserve to allow submission of same-day ACH payments later in the day. Consumer comments.
CFPB Plan for Review of CFPB Rules
July 15, 2019 deadline to respond to the CFPB’s request for comment on its plan to review rules under the Regulatory Flexibility Act. Consumer comments.
March 16, 2020 deadline to respond to FHFA’s request for public input on additional steps to deal with the “continued threat” that PACE loans pose to homeowners and the housing finance system.
May 7, 2019 deadline to respond to the CFPB’s request for information on residential PACE financing.
State Model Payments Law
April 20, 2019 deadline to respond to request for information from the Conference of State Bank Supervisors on issues related to state money transmission and payments regulation as regulators begin work on model legislation to introduce in all 50 states based on recommendations from their industry advisory panel.
VA Mortgages
February 15, 2019 deadline to file comments on the VA’s interim final rule on when the VA loan program can be used to refinance an existing mortgage. Consumer comments.
Feb. 11, 2019 deadline to respond to the FTC’s request for comment on identity theft detection rules.
Availability of Funds and Collection of Checks
Feb. 8, 2019 deadline to respond to request for comments by the CFPB and Federal Reserve Board on amendments to the regulations under the Expedited Funds Availability Act regarding the timing of access to funds deposited into accounts. Consumer comments.
Mortgage Appraisals
Feb. 5, 2019 deadline to comment on the agencies’ (OCC, Board, and FDIC) proposed rule to amend the regulations requiring appraisals for certain real estate-related transactions. Consumer comments.
January 7, 2019 deadline to comment on FTC’s proposed rule to require the nationwide consumer reporting agencies to provide free electronic credit monitoring services for active duty military consumers. You may file a comment online here or here, or on paper. Group comments.