Open Comments

Personal Financial Data Rights
Unfair or deceptive fees
Revisions to VA-Guaranteed Loans
  • Jan. 3, 2021 deadline to comment of the Dept. of Federal Affairs’ proposed amendment to its rules on VA-backed interest rate reduction refinancing loans (IRRRLs).
Auto Lending
Government and Business Impersonation Scams
  • Dec. 16, 2022 deadline to comment on proposed rule by the FTC prohibiting the impersonation of government, businesses, or their officials.
Transitioning From LIBOR to Alternate Indices
  • Nov. 18, 2022 deadline to comment on proposed rule by HUD replacing the London Interbank Offered Rate (LIBOR) with the Secured Overnight Financing Rate (SOFR).

Recently Closed Comments

Risks of Cryptocurrency
  • Nov. 3, 2022 deadline to respond to Treasury Department request for input on illicit finance, national security risks posed by digital assets.
Motor Vehicle Dealers
  • Sep. 12, 2022 deadline to respond to FTC’s proposed rule on Motor Vehicle Dealers Trade Regulation.
  • Aug. 29, 2022 deadline to respond to Federal Reserve System’s proposed rule implementing the Adjustable Interest Rate (LIBOR) Act. Group Comments.
Bank Customer Service
Community Reinvestment Act Regulations
California’s Oversight of Crypto Products and Services
  • Aug. 5, 2022 deadline to respond to California Department of Financial Protection and Innovation’s invitation to comment on the oversight of crypto-asset related financial products and services.
FTC Telemarketing Rule
  • Aug. 2, 2022 deadline to comment on a proposed revision to the FTC’s telemarketing sales rule (87 Fed. Reg. 33677) and on an advance notice of proposed rulemaking (87 Fed. Reg. 33662).
Credit Card Late Fees
Central Bank Digital Currency
  • May 20, 2022 deadline to comment on Federal Reserve Board discussion paper about whether to create a United States Central Bank Digital Currency. NCLC Comments.
Credit Reporting
Access to Federal Reserve Payment Services
Junk Fees
Buy Now Pay Later Loans
  • Mar. 25, 2022 deadline to submit comments to the CFPB on buy now, pay later products. Coalition commentsNCLC comments.
  • Feb. 14, 2022 deadline to submit comments to FINCEN on Bank Secrecy Act Regulations and Guidance. NCLC comments.

2022 Consumer Protection Federal Priorities

The steps listed are common-sense reforms rooted in basic fairness that will fight fraud and help keep consumers in their homes, cars, and jobs so they can invest their wages in their local businesses and communities.

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