All Issues

Equity & Racial Justice

Many consumers, including consumers of color, LGBTQ+, older adults, people with disabilities, immigrants, and people with language barriers face special challenges or discrimination in the marketplace. A member of the Leadership Conference on Civil and Human Rights, NCLC challenges discriminatory, predatory and racist policies and practices that deny economic opportunity to all consumers.

Key Topics

Consumer Issues for Justice-Involved Individuals

Working to stop unfair financial practices in the criminal justice system and to ease re-entry.

Disability Rights

Promoting equitable access to financial products for consumers with disabilities. 

Language Access & Immigrant Rights

Promoting equitable access to financial services for immigrants and consumers with language barriers.

Older Adults

Working to preserve and protect the assets and resources of older consumers.

Racial Justice

Working to address systemic racism and advance economic justice for consumers of color.

Featured

Recent Resources

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Nketiah “Ink” Berko Returns to NCLC as Equal Justice Works Fellow

May 11, 2023

Leading Civil Rights and Housing Groups Support FHFA’s Critical Updates to the Mortgage Pricing Framework

April 28, 2023

NCLC Supports Congresswoman Sylvia Garcia’s Reintroduction of Two Bills for Financial Literacy Month

April 26, 2023

Coalition Letter Supporting Final Rule on Affirmatively Furthering Fair Housing

April 24, 2023

No Rolling Back the Clock: Roadmap for an Equitable Economic Recovery in 2023

March 15, 2023

Joint Letter to The Appraisal Foundation Regarding USPAP Exposure Draft: Nondiscrimination Language

February 3, 2023

Letter to The Appraisal Foundation Regarding Declination of Invitation to Join the Council to Advance Residential Equity

February 3, 2023

2023 Consumer Protection Federal Priorities

January 13, 2023

Coalition of Consumer Advocates Tells Court: Persistent Discrimination in Financial Services Industry is Unfair, Bad for Economy

December 23, 2022

Comments & Letters

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Coalition Letter Supporting Final Rule on Affirmatively Furthering Fair Housing

April 24, 2023

Joint Letter to The Appraisal Foundation Regarding USPAP Exposure Draft: Nondiscrimination Language

February 3, 2023

Letter to The Appraisal Foundation Regarding Declination of Invitation to Join the Council to Advance Residential Equity

February 3, 2023

NCLC’s Comments to HUD regarding Small Dollar Lending

December 5, 2022

Group Letter Regarding First Generation Down Payment Assistance

October 26, 2021

Coalition Comments Urging DHS Not to Consider Debt or Credit History in Immigration Public Charge Determinations

October 22, 2021

Comments to MBTA Regarding Proposed Fare Evasion Regulations

April 30, 2021

Group Letter to 117th Congress Urging Strengthening of Safeguards for Taxpayers and Students

February 2, 2021

Pass S. 1279, the FUTURE Act and Restore Funding to Serve Students of Color and Native Students

November 22, 2019

Reports

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No Fresh Start 2022: Will States Let Debt Collectors Push Families Into Poverty as the Cost of Necessities Soars?

December 21, 2022

Collection At All Costs: Examining the Intersection of Mass Incarceration and the Student Debt Crisis

July 12, 2022

The High Cost of a Fresh Start: A State-by-State Analysis of Court Debt as a Bar to Record Clearing

February 1, 2022

Collecting Criminal Justice Debt Through the State Civil Justice System

May 12, 2021

Clearing the Path to a New Beginning  

October 7, 2020

Issue Briefs

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No Rolling Back the Clock: Roadmap for an Equitable Economic Recovery in 2023

March 15, 2023

2023 Consumer Protection Federal Priorities

January 13, 2023

No Silver Bullet: Using Alternative Data for Financial Inclusion and Racial Justice

June 1, 2022

2022 Consumer Protection Federal Priorities

February 18, 2022

Doing Special Purpose Credit Programs Right: Why Programs to Assist Black Communities Should Avoid Conventional Use of Traditional Credit Scores

February 9, 2021

Testimony

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Press Releases

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Nketiah “Ink” Berko Returns to NCLC as Equal Justice Works Fellow

May 11, 2023

Leading Civil Rights and Housing Groups Support FHFA’s Critical Updates to the Mortgage Pricing Framework

April 28, 2023

NCLC Supports Congresswoman Sylvia Garcia’s Reintroduction of Two Bills for Financial Literacy Month

April 26, 2023

Coalition of Consumer Advocates Tells Court: Persistent Discrimination in Financial Services Industry is Unfair, Bad for Economy

December 23, 2022

Prison and Jail Phone Justice Advocates Applaud FCC’s Action to Affirm Rights for People with Disabilities

September 29, 2022

New Report Finds Incarcerated Federal Student Loan Borrowers Systematically Denied Access to Student Loan Relief

July 27, 2022

NCLC Stands with the Black Community in Buffalo and Remains Committed to Advocating for Economically Marginalized Communities

May 31, 2022

SafeRent Solutions Accused of Illegally Discriminating Against Black and Hispanic Rental Applicants

May 25, 2022

The High Cost of a Fresh Start: New Report Examines Court Debt as a Barrier to Clearing a Conviction Record

February 14, 2022

Amicus Briefs

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Amicus Brief in Chamber v. CFPB

December 23, 2022

Amicus Brief in Pearson v. Hodgson

October 12, 2021

Amicus Brief in Massachusetts Fair Housing Center and Housing Works, Inc. v. HUD

October 13, 2020

Amicus Brief in Comcast Corp. v. National Association of African American-Owned Media, et.al.

September 30, 2019

Amicus Brief in Comcast v. National Association of African American-Owned Media

September 30, 2019

Amicus Brief in Bostock v. Clayton County

July 3, 2019