Racial Justice

Systemic racism in housing, credit, employment, and other markets has long prevented consumers of color from accessing economic and wealth-building opportunities. These policies and practices lead to higher rates of poverty, lack of housing, a persistent wealth gap, community disinvestment, and other economic consequences. NCLC works to eradicate discriminatory policies and practices that have prevented consumers of color from accessing the same economic benefits as other Americans.

The Racial Health and Wealth Gap: Impact of Medical Debt on Black Families

March 9, 2022

This report discusses the intersections between the racial health gap and racial wealth gap, “charity care” or hospital financial assistance programs, and the harms of aggressive medical debt collection.

Read More about: The Racial Health and Wealth Gap: Impact of Medical Debt on Black Families

From the NCLC Digital Library

Credit Discrimination

An in-depth examination of federal and state discrimination laws that have a powerful application in maximizing claims in consumer cases, including the Equal Credit Opportunity Act (ECOA), Fair Housing Act, several Civil Rights Acts, state discrimination statutes, and more.

Read Chapter One

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