Student Loans

As the cost of financing the higher education system falls increasingly on students, student loan debt has risen at alarming rates. Although student debt is a problem that crosses class and racial lines, low-income and Black students are much more likely to borrow, to borrow more, and to struggle with repayment. Relief options are confusing, servicing is often poor, and borrowers pay the price.

Key Topics

Federal Student Loans

Improving the federal student loan system on which millions rely.

Predatory For-Profit Schools

Stopping predatory for-profit colleges from harming students.

Private Student Loans & ISAs

Protecting borrowers against abusive private student loan and income-share agreement practices.

Student Loan Borrower Assistance Project

NCLC’s Student Loan Borrower Assistance Project is a resource for borrowers, their families, and advocates representing student loan borrowers.

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