Private Student Loans & ISAs

Private student loans and income share agreements (ISAs) offer borrowers fewer protections than federal student loans, and terms and conditions vary widely. These private products can be particularly risky for low-income students, who have been targeted for expensive products with high default rates. NCLC works to educate the public about risks associated with these financial products and educate consumer attorneys on representing clients in private litigation.

Student Loan Borrower Assistance Project

While private student loans don’t offer the same protections, benefits, and relief as federal student loans, NCLC’s Student Loan Borrower Assistance Project breaks down the rights you still have as a consumer.

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From the NCLC Digital Library

Student Loan Law

NCLC’s Student Loan Law treatise details all the latest rights of student loan debtors, including loan forgiveness for the schools’ deceptive practices, financial hardship and other loan deferments, and more. The treatise covers multiple types of student loans, including private student loans.

Read Chapter One

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