Federal Student Loans

The vast majority of student loans are federal student loans, with terms and conditions set by the federal government. Unfortunately, the system has failed many of the low-income students and students of color who rely on it to access postsecondary education, with many burdened by unaffordable and often ballooning debt. NCLC works to reform the federal student loan system and help borrowers access relief.

Student Loan Borrower Assistance Project

Over the years there have been a number of changes to the federal student loans offered to borrowers, and only some loans qualify for certain benefits and programs. NCLC’s Student Loan Borrower Assistance Project can help you figure out what type of federal loan you have.

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Student Loan Toolkit

May 20, 2024

The Student Loan Toolkit explains the basics of the student loan system, how to assess your own student loan situation, and your options for managing your student loan debt.

Read More about: Student Loan Toolkit

From the NCLC Digital Library

Student Loan Law

NCLC’s Student Loan Law treatise details all the latest rights of student loan debtors, including loan forgiveness for the schools’ deceptive practices, financial hardship and other loan deferments, and more. The treatise covers multiple types of student loans, including private student loans.

Read Chapter One

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