Legislation

We fight to approve the laws that protect low-income consumers. Visit Congress.gov for the status of a federal bill or to contact a member by phone or email (or call the Capitol Switchboard at (202) 224-3121). You can find out who your U.S. representative is here, and Members’ Twitter handles are here.

Note: For more materials on a particular subject area, visit Our Work page.

Federal Legislation

What States Can Do

State Model Laws

2023-2024 Consumer Protection Federal Priorities

Federal Legislation

118th Congress (2023-2024)

Access to Justice

H.R. 2953 (Rep. Johnson)/S. 1376 (Sen. Blumenthal), Forced Arbitration Injustice Repeal (FAIR) Act. Support (letter); Press release
S. 1408 (Sen. Booker)/H.R. 3038 (Rep. Allred), Ending Forced Arbitration of Race Discrimination Act of 2023. Support.
S. 3459 (Sen. Wyden), End Double Taxation of Successful Consumer Claims Act. Support (letter).

Banking, Payments & Remittances

H.R. 4763 (Rep. Thompson), Financial Innovation and Technology for the 21st Century Act. Oppose.
S. 1984 (Sen. Menendez)/H.R. 4128 (Rep. Payne), Payment Choice Act of 2023. Support.
S.2669 (Sen. Warren), Digital Asset Anti-Money Laundering Act. Support.
S.3538 (Sen. Brown), Close the Shadow Banking Loophole Act. Support (letter).

Consumer Protection Regulation

HR 1059 – SECURE Notarization Act of 2023. Oppose (letter).
H.R. 7440 (McHenry), Financial Services Innovation Act of 2023. Oppose (letter).
H.B. 4507 (Rep. Meyers-Martin), Credit Repair Organizations. Support (letter).
S.3803 (Sen. Warren), Price Gouging Prevention Act of 2024. Support.

Credit Reporting & Data Fairness

S.3502 (Sen. Reed), Protecting Consumers from Abusive Mortgage Leads Act. Support.
H.R.2656 (Rep. Torres), Trigger Leads Abatement Act of 2023. Support.
H.R.4983 (Rep. Cohen), Equal Employment for All Act. Support.
H.R.4560 (Rep. Pressley), Housing FIRST Act. Support.
H.R.4907 (Rep. Frost, Maxwell), End Junk Fees for Renters Act. Support.
H.R.6003 (Rep. Porter) / S.3103 (Sen. Merkley), Medical Debt Relief Act of 2023. Support.
H.R.4198 (Rep. Rose), Protecting Consumers from Abusive Mortgage Leads Act. Support.
H.R.802 (Rep. Loudermilk), Respecting State Housing Laws Act. Oppose.
H.R.4311 (Rep. Trahan), the DELETE Act. Support.

Disaster Relief

H.R. 3219 (Rep. Cherfilus-McCormick), Federal Disaster Housing Stability Act. Support.
H.R. 8117 (Rep. Fletcher), Heirs Empowerment and Inheritance Rights Act of 2024 (HEIR Act of 2024). Support.

Energy Efficiency

S.94 (Sen. Shaheen), Investing in State Energy Act. (Weatherization) Support.

Energy, Utilities & Telecommunications

S. 2827 (Sen. Hickenlooper)/H.R. 2827 (Rep. Peters), BIG WIRES Act. Support.
Amendment #1237 (Sen. Rubio) to H.R. 4366 (minibus), Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2024. Oppose (letter).
S. 3024 (Sen. Durbin), Promoting Access to Broadband. Support.
H.R.6929 (Rep. Clarke) / S.3565 (Sen. Welch) Affordable Connectivity Program Extension Act of 2024. Support.

Equity & Racial Justice

H.R.7510 (Rep. Velázquez), Survivor Financial Safety and Inclusion Working Group Act. Support.
H.R. 8127 (Rep. Williams), Heirs’ Estate Inheritance Resolution and Succession Act of 2024 (HEIRS Act of 2024). Support.

High-Cost Credit

H.R. 7428 (Rep. Steil), Earned Wage Access Consumer Protection Act. Oppose (letter).
S. 2730 (Sen. Durbin), Protecting Consumers from Unreasonable Credit Rates Act of 2023. Support.
H.R. 1059 (Rep. Armstrong), Remote Notarization Act of 2023. Oppose (letter).
D.C. B25-0609, Protecting Affordable Loans Amendment Act of 2023. Support (testimony).
H.J. Res. 122 (Rep. Barr). Oppose.
H.J. Res. 121 (Rep. Ogles)/H.J. Res. 122 (Rep. Barr)/S. J. Res. 70 (Sen. Scott), Resolution Disapproving CFPB’s Credit Card Late Fee Rule. Oppose (letter).

Homeownership & Foreclosure

S. 3673 (Sen. Reed) Affordable Housing and Homeownership Protection Act. Support.
S. 2204 (Sen. Shaheen, Blumenthal, Fetterman), Manufactured Housing Tenant’s Bill of Rights Act of 2023. Support.
S. 2295 (Sen. Warner), LIFT Homebuyers Act of 2023. Support.
S. 2224 (Sen. Brown), Stop Predatory Investing Act. Support.
S. 3402 (Sen. Merkley)/H.R. 6608 (Rep. Smith), End Hedge Fund Control of American Homes Act. Support.
S. 3784 (Sen. Reed), Preserving Homes and Communities Act of 2024. Support.
S.3728 (Sen. Tester), Veterans Housing Stability Act of 2024. Support.

Language Access and Immigrant Rights

H.R.2834 (Rep. Garcia), The Community Finance Language Inclusion Act. Support. Press Release.
H.R.2835 (Rep. Garcia), The Multilingual Financial Literacy Act. Support. Press Release.

Payments & Payment Fraud

S.1323 (Sen. Merkley), SAFE Banking Act. Neutral.
S.3298 (Sen. Van Hollen), Consumer Online Payment Transparency and Integrity Act. Support.

Student Loans

H.R. 2498 (Rep. Huffman), Private Loan Disability Discharge Act. Support.
S. 1963 (Sen. Sanders)/H.R. 4117 (Rep. Jayapal), College For All Act. Support.
H.R. 5894 (Rep. Lawler, Espaillat, Davis, Pappas), House FY24 Labor, Health and Human Services, Education, and Related Agencies Appropriations Act. Oppose (letter).
S.3404 (Sen. Durbin), Student Loan Borrowers Bill of Rights Act. Support.
H.R. 6951 (Rep. Foxx), College Cost Reduction Act. Support (letter).
H.J.Res.88 (Rep. McClain). Oppose (letter).
S.3107 (Sen. Durbin), Court Legal Access and Student Support (CLASS) Act of 2023. Support.
S.3727 (Sen. Durbin), Proprietary Education Oversight Task Force Act. Support.