Larger Loans Need Lower Rates: A 50-State Survey of the APRs Allowed for a $10,000 Loan
March 6, 2024This report surveys the interest rates and loan fees allowed by all 50 states and the District of Columbia for an unsecured 5-year installment loan of $10,000.
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Comments to NCUA Regarding CUSO Proposed Rule
April 30, 2021
Letter Opposing Proposed “Fair Access to Financial Services”
January 4, 2021
Reports
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Predatory Puppy Loans by TAB Bank and EasyPay Finance
February 1, 2022
Predatory Installment Lending in the States: 2020
February 28, 2020
Issue Briefs
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State Rate Caps for $500 and $2,000 Loans
November 15, 2023
What States Can Do to Help Consumers: High Cost Loans
March 15, 2022
Federal Ability-To-Repay Requirements for Small Dollar Loans
November 1, 2021
Why Cap Interest Rates at 36%?
August 4, 2021
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CFPB Halts Worker Payday Loan Evasions
July 18, 2024
50-State Survey Finds Larger Loans Need Lower Rates
March 6, 2024
Senate Introduces 36% Rate Cap Bill to Curb High-Cost Loans, Junk Fees
December 15, 2023
Legislation
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H.R. 9307: The SAFE Lending Act of 2022
November 17, 2022
From the NCLC Digital Library
Consumer Credit Regulation
Innovative thinking and precise authority on predatory lending and other consumer credit, including the latest payday and installment loans.
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