Predatory Installment Lending in the States (2022)
June 28, 2022Forty-five states and the District of Columbia (DC) currently cap interest rates and loan fees for at least some consumer installment loans, depending on the size of the loan. However, the caps vary greatly from state to state, and a few states do not cap interest rates at all.
Read More about: Predatory Installment Lending in the States (2022)Featured
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H.R. 9307: The SAFE Lending Act of 2022
November 17, 2022
Predatory Installment Lending in the States (2022)
June 28, 2022
State Rate Caps for $500 and $2,000 Loans
June 1, 2022
Comments & Letters
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Comments to NCUA Regarding CUSO Proposed Rule
April 30, 2021
Letter Opposing Proposed “Fair Access to Financial Services”
January 4, 2021
Coalition Letter to the CFPB Opposing Payday Disclosure Testing
December 14, 2020
Reports
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Predatory Installment Lending in the States (2022)
June 28, 2022
Predatory Puppy Loans by TAB Bank and EasyPay Finance
February 1, 2022
Predatory Installment Lending in the States: 2020
February 28, 2020
Issue Briefs
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State Rate Caps for $500 and $2,000 Loans
June 1, 2022
What States Can Do to Help Consumers: High Cost Loans
March 15, 2022
Federal Ability-To-Repay Requirements for Small Dollar Loans
November 1, 2021
Why Cap Interest Rates at 36%?
August 4, 2021
Guidelines for Affordable Small Dollar Loans
January 30, 2014
Press Releases
View All for Press ReleasesLegislation
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H.R. 9307: The SAFE Lending Act of 2022
November 17, 2022
From the NCLC Digital Library
Consumer Credit Regulation
Innovative thinking and precise authority on predatory lending and other consumer credit, including the latest payday and installment loans.
Read Chapter One