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  • John Rao

    John Rao is a senior attorney with the National Consumer Law Center, where he focuses on consumer credit, mortgage servicing, and bankruptcy issues. Mr. Rao frequently appears as a panelist and instructor at bankruptcy and consumer law trainings and conferences, and serves as an expert witness in court cases. He has testified in Congress on…

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  • Robyn Smith

    Robyn Smith currently works as Of Counsel with the National Consumer Law Center, where she concentrates on student loan and for-profit school issues. She also works on these issues as a staff attorney at the Legal Aid Foundation of Los Angeles. Prior to this, Ms. Smith worked at the California Attorney General’s office where she investigated…

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  • Andrew Pizor

    Andrew Pizor is a senior attorney at the National Consumer Law Center where he works on issues related to mortgage financing and defending homeowners from foreclosure. He is a contributing author to Federal Deception Law, Home Foreclosures, Truth In Lending, and a co-author of Mortgage Lending, Mortgage Servicing and Loan Modifications, and Consumer Credit Regulation.…

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  • Willard Ogburn

    Willard Ogburn is a Senior Fellow at NCLC, previously serving as Executive Director. The National Consumer Law Center is a low income advocacy organization, publisher of the major treatises on consumer law, a support center for legal aid programs, and sponsor of the annual National Consumer Rights Litigation Conference. The Center is sometimes called ‘the…

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  • Sarah Bolling Mancini

    Sarah Bolling Mancini is Co-Director of Advocacy at the National Consumer Law Center focusing on foreclosures, mortgage lending, and credit reporting issues. Sarah previously worked in the Home Defense Program of Atlanta Legal Aid, and has represented homeowners in litigation in state, federal district, and bankruptcy courts. She also clerked for the Honorable Amy Totenberg,…

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  • Karen Lusson

    Karen Lusson is a senior attorney at the National Consumer Law Center, who focuses on energy and utility issues that affect low-income customers. Previously she was the assistant bureau chief in the Public Utilities Bureau of the Illinois Attorney General’s Office. Her duties included representing Illinois residential ratepayers in litigation involving utility rate increase requests,…

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