Newsroom

FDCPA Litigation Using New Reg. F: Pleading Tips & Recently Alleged Violations

June 15, 2022

The CFPB’s new Regulation F interpreting the Fair Debt Collection Practices Act (FDCPA) took effect November 30, 2021. For more detail on the new regulation see Comprehensive New FDCPA Regulation F Takes Effect November 30. Based on a review of nearly sixty complaints alleging violations of Regulation F filed in federal court in the first…

NCLC Digital Library: Tips on Handling Attorney Fee Hearings

September 13, 2022

This article provides practice pointers on preparing for and conducting an attorney fee hearing. The tips are based on the author’s forty-four years of trial experience handling exclusively consumer law cases. The article focuses on steps to take well before the hearing, including proper completion of time records; preparation for the hearing, including a discussion…

Congress Passes Joint Consolidation Loan Separation Act to Relieve Divorced Spouses of Shared Student Loan Debt

September 22, 2022

Today, in response to news of the passage of the Joint Consolidation Loan Separation Act in the U.S. House, which will now head to the President’s desk, Kyra Taylor, student loan staff attorney at the National Consumer Law Center, issued the following statement: “We applaud Congress’s long overdue decision to create a path to separate spousal…

More than 100 Consumer, Labor and Civil Rights Groups Call on CFPB to Take Action on Banking Fraud and Forced Arbitration

September 14, 2022

WASHINGTON – Over 100 consumer, civil rights, and labor groups today called on CFPB Director Rohit Chopra to exercise the agency’s authority to limit forced arbitration clauses, which are commonly buried in the fine print of consumer financial contracts to eliminate the rights of customers seeking accountability when scammed, cheated, or defrauded by big banks.…

Op-Ed in The Hill: Regulators can save lives by protecting medically vulnerable utility users

In an op-ed appearing in The Hill on September 10, 2022, Samuel Whillans, co-director of the Yale Environmental Protection Clinic at Yale Law School and a fellow at the Natural Resources Defense Council, Dr. Peter Kahn is a fellow in the Section of Pulmonary, Critical Care and Sleep Medicine at Yale School of Medicine, and…

Statements on Department of Education Granting Debt Relief to 79,000 Former Students of For-Profit Westwood College

August 30, 2022

August 30, 2022 Student Defense, NCLC, Lawyers’ Committee Issue Statements on Department of Education Granting Debt Relief to 79,000 Former Students of For-Profit Westwood College Today, the U.S. Department of Education issued a final decision granting relief to roughly 79,000 former students at Westwood College. In response, Student Defense, the National Consumer Law Center, and…

Consumer Advocate Groups Call On FDIC To Reject Ford Credit’s ILC Charter Application

August 25, 2022

Ford Motor Company should be denied deposit insurance for its proposed new Ford Credit industrial loan company charter, the National Community Reinvestment Coalition, the National Consumer Law Center, Americans for Financial Reform Education Fund, and the Center for Responsible Lending wrote to the Federal Deposit Insurance Corporation on Wednesday.

Biden Administration Issues Order to Reduce Impact of Medical Debt on Federal Loan Programs

August 25, 2022

August 25, 2022 Biden Administration Issues Order to Reduce Impact of Medical Debt on Federal Loan Programs WASHINGTON – The White House has issued marching orders to federal agencies to focus on ways to reduce the impact of medical debt on federal lending programs. The directive comes in a memorandum published this morning by the…

President Biden’s Order Canceling Federal Student Loan Debt Will Bring Transformational Relief to Millions

August 24, 2022

August 24, 2022 Today, in response to President Biden’s announcement on student debt cancellation, advocates at the National Consumer Law Center issued the following statements: “Today’s announcement of widespread debt cancellation with additional debt relief for those from low-income households promises transformational relief to tens of millions of low-income families and people of color who…

FCC Must Eliminate Financial Incentives, Take Aggressive Action to Stop Dangerous Robocalls

August 18, 2022

August 18, 2022 WASHINGTON – The Federal Communications Commission (FCC) must take swift action to stop telephone service providers from making money by transmitting illegal robocalls to U.S. telephone numbers, according to the National Consumer Law Center (NCLC) and the Electronic Privacy Information Center (EPIC). NCLC and EPIC submitted comments in response to the FCC’s…

Department of Education Provides Long Overdue Debt Relief to ITT Tech, Kaplan Students

August 16, 2022

August 16, 2022 WASHINGTON – National Consumer Law Center advocates applaud the Department of Education’s decision today to discharge $3.9 billion of debt for 208,000 borrowers who attended all ITT Technical Institute campuses between January 1, 2005 and until its closure in 2016 and about 100 borrowers who attended Kaplan Career Institute in Massachusetts. “The…

NCLC Digital Library: Advising Clients When an Abusive Partner Coerces Debt

This NCLC Digital Library article provides practice tips for advising clients with debt incurred by an abusive partner through coercion and fraud. While this article focuses on coercion by abusive partners, similar advice may be appropriate for elder abuse, abuse suffered by persons with disabilities who rely on a caretaker for day-to-day needs, victimization involving…