Bank Charters

Banks have special privileges that exempt them from state interest rate limits and other state consumer protection laws. But non-bank entities are seeking new types of bank charters and access to banking services without the full oversight and responsibilities of traditional banks. NCLC opposes new types of bank charters and other measures that make it easier for companies to escape state consumer protection laws.

From the NCLC Digital Library

Consumer Banking and Payments Law

The treatise that keeps readers up to date on changes in payments: payroll, government benefits, college and other prepaid cards, money orders, check payments, lost checks, check deposits, accord and satisfaction, bank fees, banker’s set off and more.

Read Chapter One