Resources Archive

Policy Guide: First Steps Toward a Resident Purchase Opportunity

February 7, 2017

Resident ownership of manufactured home communities is a proven strategy with profound benefits.

Policy Analysis: Titling Homes as Real Property

October 1, 2014

For 17 million Americans, the pathway to the American Dream of homeownership is through manufactured housing. Today’s manufactured housing can equate to a high-quality and affordable home and an entry into asset and wealth building for many families. Assets are the foundation for promoting long-term economic opportunity for most Americans. They provide security during unexpected…

Advocating at the Local Level

September 28, 2022

State legislatures have the authority to adopt laws that will govern manufactured home issues throughout the state. However, the maxim that all politics is local applies with special force to manufactured housing issues. Some of the policies that affect manufactured housing and the opportunity to build wealth through homeownership are primarily—or exclusively— within the purview…

Accessing Public Resources for Homes & Communities

September 1, 2010

This purpose of this guide is to help you access public sources of financing for the purchase, rehabilitation or refinancing of manufactured homes. It is intended as a resource for consumers, nonprofit practitioners and advocates interested in leveraging public funding streams in support of affordable housing and asset building strategies using manufactured housing. In addition…

Titling Reform: How States Can Encourage GSE Investment in Manufactured Homes

February 1, 2016

A new rule proposed by the Federal Housing Finance Agency (FHFA) will give Fannie Mae and Freddie Mac the incentive to invest in manufactured home financing—but only if the homes are classified as real property. Most states have significant policy barriers to classifying manufactured homes as real property. Failure to reform the existing inadequate laws…

Policy Brief: Protecting Fundamental Freedoms in Communities

September 1, 2008

Manufactured homes represent a pathway to affordable homeownership for millions of Americans, but their ability to be an investment or wealth-building vehicle remains tenuous in many states. Whether a manufactured home is a real asset for a family depends in large part on land tenure security. In some states, if the home is located on…

Policy Guide: Promoting Resident Ownership of Communities

January 1, 2009

Overview Manufactured homes are a vital source of affordable housing for low- and moderate-income and elderly Americans. Manufactured homes, factory-built in accordance with federal standards, house 17 million Americans nationwide. Relative to other forms of housing, manufactured homes are more affordable due to a lower purchase price and monthly costs of homeownership. Manufactured homes are…

Letter to HUD Regarding Defect Taxonomy

July 5, 2022

Center for Responsible Lending, National Consumer Law Center (on behalf of its low-income clients), National Fair Housing Alliance, and National Housing Conference share reactions to the Defect Taxonomy straw proposal that the Housing Policy Council (HPC) sent to HUD on May 12, 2022. We think an effective defect taxonomy can be a critical tool in…

Principles for Fair and Equitable Investment in Electric Vehicles and Transportation Electrification

October 24, 2018

By 2040, experts predict that 55% of global new car sales and 33% of the global vehicle fleet will be lectric. The transition to electric vehicles and electrified transportation is in progress, and prioritizing the needs of low-income consumers will be essential if the potential benefits of electric vehicles and electrified transportation are to be…

The Future of Transportation Electrification: Utility, Industry and Consumer Perspectives

August 15, 2018

AUTHORS: Philip B Jones (Alliance for Transportation Electrification), Jonathan Levy (EVgo/Vision Ridge), Jenifer Bosco (NCLC), John Howat (NCLC), John W Van Alst (NCLC), and Lisa C Schwartz, editor, Lawrence Berkeley National Laboratory. The provision of electricity in the United States is undergoing significant changes for a number of reasons. The implications are unclear. The current…

Advocating at the Local Level

August 1, 2018

This guide is a resource for anyone interested in promoting the use of manufactured housing as an affordable housing and asset-building strategy through local policy. It examines areas of local policymaking that have potential impact and reviews a sampling of existing and proposed municipal and county ordinances and other policies regarding zoning in single-family zoning…

Making Electric Vehicles Work for Utility Customers

November 13, 2019

AUTHORS: Pat KnightErin Camp, PhDDivita BhandariJamie HallMelissa WhitedBen HavumakiAvi AllisonNina PelusoTim Woolf About one-third of U.S. households report that lack of affordable access to energy is a major challenge. Energy insecurity is encountered even more frequently among older adults and households of color. Aselectrification of transportation and heating systems advances, it will be increasingly important…

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