This chart provides a summary of relief options available for borrowers facing a COVID-19 related hardships. The options that they can access depend on the loan investor. In addition to the forbearance protections provided by the (CARES) Act, Fannie Mae, Freddie Mac, FHA, VA, and USDA borrowers all have access to expanded options provided by their investors. These programs are discussed in greater depth in Chapter 12 of Mortgage Servicing, which will be freely accessible during the COVID. Questions? Contact Steve Sharpe, National Consumer Law Center ([email protected]).