Stronger Rules Will Stop Criminal Robocallers from Accessing Americans’ Wallets, Says NCLC Senior Attorney in Senate Testimony
To Date, FCC Efforts Have Failed to Achieve a Meaningful Reduction in Unwanted and Illegal Calls and Texts
To Date, FCC Efforts Have Failed to Achieve a Meaningful Reduction in Unwanted and Illegal Calls and Texts
A new California law ensures that no one in the state can be imprisoned because they owe a consumer debt.
Appearing in Payments Dive on October 16, 2023, James Pothen covers policy recommendations issued by NCLC and the Center for Responsible Lending. Boston-based NCLC called out Missouri and Nevada for passing “industry-backed” EWA laws, saying they “lack any meaningful substitute consumer protections.” The NCLC has expressed concern that the burgeoning on-demand pay industry, which includes…
Read More about Payments Dive: Consumer group pushes for stricter EWA protections
Appearing in The New York Times on September 29, 2023, Ann Carrns talks to Chi Chi Wu about how people struggling with unpaid medical bills may soon have that debt erased from their credit reports. If you lack health insurance, check to see if you qualify for coverage under Medicaid, the federal-state health program for…
Read More about The New York Times: Consumer Agency Moves to Ban Medical Debt From Credit Reports
Appearing in NPR on September 21, 2023, Noam Levey talks to Chi Chi Wu about a Kaiser Family Fund Health News/NPR investigation into medical debt and the burden is places on about 100 million people. “Negative credit reporting is one of the biggest pain points for patients with medical debt. When we hear from consumers…
Read More about NPR: Medical debt could soon be barred from ruining your credit score
Appearing in Fortune On Demand on September 17, 2023, Anna Anderson offers guidance for student loan borrowers on the return of student loan payments and interest.
Read More about Fortune: Advice for student loan borrowers now the payment pause is over (Video)
Appearing in Bloomberg Law on September 18, 2023, Evan Weinberger talks to Chi Chi Wu for a piece covering banks, debt collectors, and other companies response to the Consumer Financial Protection Bureau (CFPB) request for information on medical payment products.
Read More about Bloomberg Law: Banks Warn CFPB to Back Off on Scrutiny of Medical Credit Cards
Joint enforcement action launched against TransUnion for failing to ensure that tenant screening reports were accurate.
Read More about FTC and CFPB Take Action Against Faulty Tenant Screening Reports
The Biden-Harris administration announced new efforts to crack down on junk fees, including a FTC proposal on junk fees.
Read More about White House Takes Aim at Junk Fees in Rental Housing, Banking, and More
New Policy Briefs from CRL and NCLC recommend protections to shield consumers from abusive fintech cash advances.
Read More about Consumers Need Strong Protections from Fintech Cash Advances that Create Debt Traps
A new NCLC Digital Library article identifies 15 blunders to avoid when seeking a statutory attorney fee award. There are 8 blunders in filling out time records, which must be “bullet-proof.” The remaining mistakes relate to hours that count for statutory fees, evidence supporting an hourly rate, and the presentation to the court justifying the fee award.
Read More about 15 Blunders in Seeking an Attorney Fee Award
Payday Lenders Arguments Fall Flat at Court; Questions Highlighted How Radical and Baseless the Payday Lenders’ Argument Against CFPB Is And Its Wide-Sweeping Implications for the American Economy
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