The LIBOR is a benchmark index, also known as a reference rate, that is commonly used in millions of adjustable rate mortgages, Home Equity Line of Credit (HELOCs), and student loans. Although it is still widely used, the index will no longer be available after June 30, 2023.

The LIBOR is Ending: What Consumers Should Know

May 27, 2022

This brief describes the issues facing consumers and industry as well as recent legislative and regulatory changes adopted to prepare for the end of the LIBOR.

Read More about: The LIBOR is Ending: What Consumers Should Know


Mortgage Servicing and Loan Modifications

The most complete treatise on the new loan modification programs and rights to deal with mortgage servicers.

Read Chapter One

Support NCLC

Please support NCLC's work to advance consumer rights and economic justice with a tax-deductible contribution today!