The National Consumer Law Center strongly supports congressional efforts to regulate predatory land contracts.
Read More about A Review of the State of and Barriers to Minority Homeownership
Brief outlining NCLC's 2021 Foreclosure Prevention and Mortgage Lending Priorities for the Consumer Financial Protection Bureau
July 13, 2022 Despite the aims of the Affordable Care Act, medical debt remains a looming crisis, disproportionately affecting Black households and communities. Race contributes to whether households have medical debt, with 28% of Black households carrying medical debt compared to 17% of white non-Hispanic households. Households in the South, the region with the highest…
Watch Recording Read More about Medical Debt Crisis: Impact on Black American Families
June 7, 2022 Our nation’s long-standing discriminatory and racist economic practices have stripped Black families of the wealth and resources they need to support their children’s pursuit of higher education. Black students at every income level are disproportionately more likely to rely on loans to cover the cost of a college education. Black women, in…
Watch Recording Read More about Working Twice As Hard To Get Half As Far: The Impact of Student Loan Debt on Black Women
Credit scores reflect dramatic and troubling disparities by race, due to a multitude of factors explored in this brief, including the racial wealth gap, decades of redlining and housing segregation, historical and present-day employment discrimination, and racially biased criminal justice practices.
Read More about No Silver Bullet: Using Alternative Data for Financial Inclusion and Racial Justice
The National Consumer Law Center stands in solidarity with the Black community in Buffalo, New York, and condemns the deadly attack by a white supremacist on a Tops grocery store last week. We offer our sincere condolences to the families and loved ones of the 10 people killed and three others injured. We also acknowledge…
This report discusses the intersections between the racial health gap and racial wealth gap, “charity care” or hospital financial assistance programs, and the harms of aggressive medical debt collection.
Read More about The Racial Health and Wealth Gap: Impact of Medical Debt on Black Families
Understanding history is crucial to appreciating how racism permeates our work. During this session advocates will discuss how specific regional histories of indigenous oppression in New Mexico and sharecropping in Mississippi have informed their understanding of the predatory pay day lending landscape in their state. Contextualizing pay day lending in this way surfaced new issues…
Watch Recording Read More about Approaching Consumer Work with a Racial Justice Lens: Session 3
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