Payday & Installment Loans Archives

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Comments to the Community Development Financial Institutions (CDFI) Fund Regarding Small Dollar Loan Program

September 10, 2020

NCLC's comments to CDFI regarding Request for Information on Small Dollar Loan Program

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Coalition Letter to the CFPB Opposing Payday Disclosure Testing

December 14, 2020

The Center for Responsible Lending and the undersigned consumer, civil rights, community and faithbased organizations oppose the Bureau’s plans to engage in payday loan disclosure testing. We do so in the broader context of the Bureau’s having repealed much-needed substantive ability-to-repay protections without basis and in light of the overwhelming evidence that disclosures will not protect consumers from the harms associated with payday lenders’ practice of making payday loans without reasonable ability-to-repay determinations.

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Coalition Letter Supporting the Veterans and Consumers Fair Credit Act

July 29, 2021

Coalition Letter to the Committee on Banking, Housing, and Urban Affairs re: Support for Veterans and Consumers Fair Credit Act

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Coalition Comments to CFPB Opposing Proposal to Delay Payday Rule Compliance Date

March 18, 2019

The undersigned 130 consumer, civil and human rights, labor, and community organizations write instrong opposition to the Consumer Financial Protection Bureau’s (CFPB or Bureau) proposal to delaythe August 19, 2019 compliance date for the Mandatory Underwriting Provisions of the 2017 FinalRule governing Payday, Vehicle Title, and Certain High-Cost Installment Loans.

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Amicus Brief in David Petersen, Et Al v. Chase Card Funding, LLC

February 7, 2020

Amicus Brief by the National Consumer Law Center and the Center for Responsible Lending supporting neither party in David Petersen, et al v. Chase Card Funding, LLC, Chase Issuance Trust, and Wilmington Trust Company, as Trustee of Chase Issuance Trust filed with the U.S. Western District Court of New York

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High-Cost Credit

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All

Comments to the Community Development Financial Institutions (CDFI) Fund Regarding Small Dollar Loan Program

Coalition Letter to the CFPB Opposing Payday Disclosure Testing

Coalition Letter Supporting the Veterans and Consumers Fair Credit Act

Coalition Comments to CFPB Opposing Proposal to Delay Payday Rule Compliance Date

Amicus Brief in David Petersen, Et Al v. Chase Card Funding, LLC

High-Cost Credit

Support NCLC