Comments to the Housing and Urban Development Department re: 24 CFR Parts 203 and 206, [Docket No. FR-6151-P-02, RIN 2502-AJ51], 87 Fed. Reg. 63,458.
Read More about Comments to HUD Regarding Transitioning from LIBOR to Alternate Indices
This guide gives you advice for getting a safe, affordable mortgage. If you’re a financial whiz, there may be other ways you can save money, but this guide emphasizes safety and affordability.
Read More about Guide for Homebuyers: Tips for Getting a Safe Mortgage You Can Afford
Mortgage problems tend to have a snowballing effect if not resolved quickly. This article covers how to obtain information about your mortgage payments, what happens if you make only a partial payment, disputing the amount due, and key information about escrow, property taxes, and insurance.
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Vigorous enforcement of HUD’s loss mitigation rules would preserve homeownership and stabilize communities better than essentially unrestricted sales of the loans, often to financial speculators. To date, however, HUD has not held its major servicers accountable for their non-compliance with HUD’s own servicing rules. The note sale program should continue only if it can be…
New Model Will Improve Accuracy and Reduce Impact of Paid Collection Items and Medical Debt
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In 2018, more than a quarter of all Californians had a debt in collection.1 The increases in unemployment claims and general job loss due to COVID-19 will without question result in an explosion of debts in collection that will disproportionately impact the most vulnerable consumers who are least able to weather a financial crisis and…
Read More about Stabilizing Consumer Finances During and After the Coronavirus Crisis in California
