This article brings readers up to date on the latest developments on litigation involving the CFPB rule, new state legislation, and how consumers should respond to the voluntary actions by the big three.
Read More about Digital Library: The Latest on Keeping Medical Debt Out of Credit Reports
Serious Harms Await Working People as Senators Slash Healthcare and Consumer Protections to Boost Billionaires
Read More about Low-Income Communities Hit Hard as Senate Passes Brutal Reconciliation Bill
Appearing in The Guardian on June 12, 2025, Jessica Glenza interviews NCLC Senior Attorney April Kuehnhoff for coverage of how medical debt financing and “patient access” companies are pitching their services to struggling rural hospitals nervous about keeping the doors open, as congressional Republicans consider healthcare cuts that could leave 16 million Americans without insurance. “This really…
Appearing in NBC News on June 11, 2025, J.J. McCorvey interviewed NCLC Senior Attorney Chi Chi Wu for coverage of how consumers, once expecting relief from the impacts of medical debt on their credit reports, are now bracing for impact from President Donald Trump’s push to slash financial regulations. “These rules generally are very politically…
Appearing in The American Prospect on May 28, 2025, Bryce Covert interviews NCLC Senior Attorney Chi Chi Wu for coverage of how medical credit cards have gone mainstream, preying on sick people at their most vulnerable. With the CFPB dismantled and disempowered, “it’s up to the states now,” Wu said. States likely can’t go after…
Read More about The American Prospect: Predatory Lenders in the Operating Room
State advocates seeking to remove medical debts from credit reports face a new landscape that threatens to undo their work. State laws and bills to ban medical debt credit reporting may need to be modified to protect against a now-hostile federal administration that may attempt to preempt them. This policy brief provides two suggestions to…
The National Consumer Law Center supports the Consumer Debt Uniformity Act (CDUA), which would expand the protections already in place for consumers in lawsuits involving consumer credit transactions to apply to other types of consumer debt, including medical, rental, and student loan debt.
Read More about Memorandum of Support for NY Consumer Debt Uniformity Act (S.5546/ A.57A)
Join us for a timely, strategic webinar to unpack where things stand as Congress enters the final stretch in the reconciliation process.
Register Now Read More about Budget Reconciliation Webinar: What It Means for the CFPB and the Bigger Fight Ahead
Consumers and Groups Allowed to Defend Protections for People Harmed by Medical Debt as CFPB Abandons Rule
Medicaid plays a crucial role in ensuring that millions of working-class, aging, and disabled individuals can receive necessary long-term services and supports (LTSS) in their own homes and communities. Federal policy, however, forces state Medicaid programs to pursue recovery of LTSS costs accrued at age 55 and older from the estates of deceased beneficiaries, often…
Read More about What States Can Do to Help Consumers: Medicaid Estate Recovery
TIME: 4:00 PM EST Join NCLC for an introduction to the NCLC Digital Library Medical Debt Toolbox—a collection of resources from NCLC designed to help you navigate the complicated world of medical debt. Led by NCLC expert Berneta Haynes, alongside the Digital Library publishing team, this webinar will show you how to navigate the NCLC…
Watch Recording Read More about NCLC Digital Library Toolbox Webinar: Medical Debt
NCLC submitted testimony to the Colorado Senate Judiciary Committee in support of HB25-1026, “Repeal Copayment for Department of Corrections Inmate Health Care.” People incarcerated in jails and prisons throughout the United States are routinely charged fees and costs for medical care that are inconsistent with their lack of financial means. When people can’t afford to…
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