The FCRA provides three core rights that allow consumers to ensure that information contained in consumer reports is accurate: (1) a consumer must be informed when a consumer report is used against them; (2) a consumer must be allowed to see what information their file contains; and (3) consumers have the right to dispute inaccurate…
Read More about Amicus Brief in Transunion v. Ramirez in Support of the Respondent
Amicus Brief of the National Consumer Law Center, Legal Aid Justice Center, Public Citizen, Consumer Action, Equal Justice Society, Impact Fund, Secure Justice, Media Alliance, Americans for Financial Reform Education Fund, and New Economy Project in support of the Plaintiffs.
Read More about Amicus Brief in State of Washington v. U.S. Department of Homeland Security
NCLC, Upturn, ACLU and other national groups filed an amicus brief in Henderson v the Source for Public Data, an appeal of a decision in which the district court dismissed plaintiff's Fair Credit Reporting Act claims against a background screening company.
Read More about Amicus Brief in Henderson v. the Source for Public Data
Amicus Brief of the National Consumer Law Center, Legal Aid Justice Center, Public Citizen, Inc., Consumer Action, Equal Justice Society, Media Alliance, Americans for Financial Reform Education Fund, and New Economy Project in support of the Plaintiffs-Appellees.
Issue brief explores the need for serious, systemic reforms to ensure fairness and accuracy in credit and consumer reporting and to promote economic recovery by ensuring access to affordable credit, housing, and jobs.
Read More about 2021 Credit & Consumer Reporting Priorities to Promote Economic Recovery
This NCLC Digital Library article provides practice tips for advising clients with debt incurred by an abusive partner through coercion and fraud. While this article focuses on coercion by abusive partners, similar advice may be appropriate for elder abuse, abuse suffered by persons with disabilities who rely on a caretaker for day-to-day needs, victimization involving…
Read More about NCLC Digital Library: Advising Clients When an Abusive Partner Coerces Debt
This white paper provides an overview of the most significant uses of credit reports and credit scores for purposes other than credit underwriting. These non-credit uses include: Employment, Rental housing, Insurance, and others.
Read More about Mission Creep: a Primer on Use of Credit Reports & Scores for Non-Credit Purposes
The undersigned survivor advocacy and consumer groups are pleased to submit these commentsin response to the Consumer Financial Protection Bureau (CFPB)’s Notice of Proposed Rulemaking regarding the Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking, Docket No. 2022-0023, issued April 8, 2022. This prohibition was added as Section 605C…
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