The undersigned survivor advocacy and consumer groups are pleased to submit these comments
in response to the Consumer Financial Protection Bureau (CFPB)’s Notice of Proposed Rulemaking regarding the Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking, Docket No. 2022-0023, issued April 8, 2022. This prohibition was added as Section 605C to the Fair Credit Reporting Act by the National Defense Authorization act (NDAA) of 2022, and is codified at 15 U.S.C. § 1681c-3.