COVID Relief Archives

Racial Justice Priorities for the Consumer Financial Protection Bureau

February 18, 2021

We applaud your commitment to ensuring that the Consumer Financial Protect Bureau provides swift relief to consumers suffering economic hardship due to the COVID-19 pandemic and centering racialequity as a core tenet of the Bureau’s work. The Bureau can and should take immediate and significantmeasures to promote racial equity. We write today to highlight actions…

Letter re proposed Regulation X changes which will allow streamlined loan mod offers during and immediately after the COVID-19 pandemic

March 12, 2021

Coalition organizations write to propose a solution to several of the Regulation X compliance problems that have arisen in the wake of the COVID-19 pandemic. Over 2.7 million borrowers are currently in a forbearance plan, and a large number of these still-struggling homeowners will exit forbearance plans soon.

NCLC Welcomes CFPB Director Chopra and Describes Priorities for CFPB

October 5, 2021

The CFPB’s top priorities should include addressing COVID impacts for homeowners, tenants and student loan borrowers and emphasizing racial justice throughout the Bureau by looking for disparate impacts, examining new technology, and ensuring equal access to hardship programs.

NCLC and SBPC Letter Calling for Immediate COVID-19 Relief for Commercial FFELP Borrowers

February 16, 2021

We write today to highlight the ongoing lack of assistance during the COVID-19 pandemic for millions of federal student loan borrowers owing on so called “commercial FFELP” loans and to call for immediate action to remedy issues past and present that have unduly harmed these borrowers.

NCLC and Public Justice Comments to the Advisory Committee on Civil Rules Regarding Possible Rule Amendments That Could Ameliorate Future National Emergencies’ Effects on Court Operations

June 1, 2020

These comments propose a number of concrete and specific changes this Committee should consider in anticipation of future emergency conditions like COVID-19.

Letter Urging Requirement for Gses to Immediately Address Post-Forbearance Escrow Shortages

August 27, 2021

On behalf of the clients and communities we represent, we urge the Government Sponsored Enterprises (GSEs) to amend the COVID-19 payment deferral and Flex Modification for COVID-19 impacted borrowers to allow deferral and capitalization of escrow shortages. We appreciate that the GSEs have provided comprehensive forbearance and post-forbearance options for borrowers who have suffered a COVID-19 hardship.

Letter Urging CFPB to Prevent or Limit Imminent Rental Evictions and Home Foreclosures in the Private Mortgage Market

March 3, 2021

Coalition letter urging the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) to take immediate action to prevent or limit imminent rental evictions and home foreclosures in the private mortgage market pursuant to your existing authorities under section 5 of the FTC Act, the Dodd-Frank Wall Street Reform and Consumer Protection Act…

Letter to U.S. Treasury and Federal Banking and Housing Regulators Regarding Servicer Liquidity Facility

April 17, 2020

Civil Rights, Consumer, and Real Estate Organizations' Letter to U.S. Treasury and Federal Banking and Housing Regulators Urging Quick Deployment of Liquidity Facilities to Help Mortgage Servicers Maintain Stability During the COVID-19 Crisis.

Letter to U.S. Dept. of Health and Human Services Regarding Implementation of the Low-Income Drinking Water and Wastewater Emergency Assistance Program

February 10, 2021

The National Consumer Law Center and Natural Resources Defense Council write to you to respectfully offer recommendations regarding the implementation of the Low-Income Drinking Water and Wastewater Emergency Assistance Program in the recently enacted Consolidated Appropriations Act, 2021, and to urge you to make these funds available to states and Tribes as soon as possible.

Letter to the Senate Regarding Broadband Benefit in the COVID Package

April 14, 2020

The undersigned organizations write to urge Congress to provide a low-income broadband benefit as part of the forthcoming Phase 4 COVID-19 Package. The United States is facing an unprecedented emergency, with nearly all people in the nation—from seniors to children—required to work, learn, and meet daily needs while staying at home. The need for connectivity…

Letter to the Big Three Credit Bureaus Urging Steps to Help Credit Histories of Federal Workers Impacted by the Shutdown

January 25, 2019

Consumer, civil rights, and advocacy groups write to urge credit reporting companies to take affirmative steps to help the credit histories of employees of federal contractors and owners/employees of small businesses impacted by the current partial shutdown of the federal government.

Letter to Len Wolfson, Acting HUD Director Regarding Mortgagee Letter 2020-22

August 7, 2020

Letter in response to Mortgagee Letter 2020-22, which expanded the relief available to borrowers withCOVID-19 hardships.

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