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Model Manufactured Home Community Stability and Preservation Act
This guide is a resource for anyone interested in promoting resident purchase opportunities through state policy.
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Consumer and Privacy Group Comments to FCC Urging the Elimination of Rotating Numbers for Robocalls
These comments urge the FCC to explicitly prohibit the temporary rental of outward dialing telephone numbers to robocallers, to eliminate this method of evading caller ID requirements.
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Comments to the CFPB's Proposed Section 1033 Rule, Personal Financial Data Rights
These are NCLC comments to the CFPB’s Proposed Rule Implementing Section 1033 of the Dodd-Frank Act, Personal Financial Data Rights. In general, we support the proposed regulation and believe it is a strong, protective rule that will ensure that consumers can share data from their deposit, prepaid, and credit card accounts without such access being…
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Electric Vehicle Coalition Letter to Treasury Re: IRA Section 30C
Comments to Treasury and the IRS, urging the agency to define “urban area” in a way that ensures tens of millions more people, including millions more residents living in poverty and in rural areas, are able to access the IRA’s § 30C tax credits that are critical to accelerate the deployment of charging infrastructure for…
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Comments Requesting the Inclusion of Electronic Benefits Transfer (EBT) Accounts to CFPB's Rulemaking on Personal Financial Data Rights
NCLC signed onto comments written by the Center for Law and Social Policy and Prosperity Now asking the CFPB to include electronic transfer benefit (EBT) accounts within the types of accounts covered by their proposed rule under Section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which deals with personal financial data…
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Affordable Broadband Groups Comments Regarding Universal Service Fund in Reclassification Docket
NCLC and 14 organizations focused on affordable broadband service for low-income households urge the Federal Communications Commission (Commission) to maintain maximum flexibility regarding the future of Universal Service Fund (USF) programs, including contributions reform. The policy path for funding universal, affordable broadband service for low-income households has not been settled and it would be premature…
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Joint Industry Advocacy Letter on the Veterans Assistance Servicing Purchase Program
This is a joint letter between consumer groups and mortgage industry trade associations urging VA to adopt a system of targeting payment relief for its upcoming VA Servicing Purchase (VASP) program.
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Amicus Brief: Cantero v. Bank of America
Public Citizen, Consumer Federation of America, National Association of Consumer Advocates, National Consumer Law Center, and Public Justice submitted an amicus brief in support of petitioners in Cantero v. Bank of America. The brief argued that the Second Circuit erred in finding that state mortgage escrow interest laws are preempted and in applying a preemption…
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Updated NCLC and CRL Comments on HUD's Payment Supplement Partial Claim
In these comments, the National Consumer Law Center and the Center for Responsible Lending provided detailed comments to HUD’s revision of its Payment Supplement Partial Claim program, which will help borrowers avoid unnecessary foreclosure. See here for the comments submitted on the prior version of HUD’s Payment Supplement Partial Claim.
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Will States Let Debt Collectors Push Families Into Poverty as Economic Uncertainty Looms?
Annual Report Grades the Strength of State Protections for Family Finances; No State Earns an A; Georgia, Kentucky, Michigan, New Jersey, and Utah Get Failing Grade
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Coalition Comment Letter to Federal Insurance Office on Climate-Related Data Collection
This coalition letter from over 30 groups urges the FIO to finalize a proposed data collection without further changes to ensure granular data collection on the impacts of climate on financial risk in insurance markets. The proposal, which at its inception was already too narrow, has been further narrowered to omit many key markets and…
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