Comments to Dept. of Transportation Regarding National Electric Vehicle Infrastructure Formula Program
Comments to inform the development of the EV Charging Program, addressing Sections 680.106, 680.112, and 680.116 of the proposed regulations.
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Writing a letter to the editor
Writing a letter to the editor (LTE) of your local or regional newspaper is a quick and effective way to reach a targeted audience. Members of Congress keep a close eye on media coverage back home and look to the letters page to keep their finger on the ‘pulse’ of their constituents.
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How to write a letter to your Member of Congress
Well-written letters from their constituents can have a big influence on legislators’ priorities and decisions. Just a couple of personal letters into an office over a short period of time can bring an issue to the attention of your legislator and have a big impact.
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Why Cap Interest Rates at 36%?
Thirty-six percent is widely seen as the dividing line between affordable small-dollar loans and unaffordable, potentially predatory ones. Several states have capped interest rates at 36%, and Congress is considering doing so to stop the devastating impact that high-cost loans have on struggling families. But the question arises: Why 36%?
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No Rolling Back the Clock: Roadmap for an Equitable Economic Recovery in 2023
Steps the Federal Government Can Take in 2023 to Advance Racial Equity and Strengthen Consumer Protections Emerging from the pandemic families of color are trying to regain their financial footing amid rising inflation and increasing costs for housing and other necessities. Families face new challenges as government programs and supports end and resources are curtailed.…
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Ensuring Access to Sustainable Homeownership: 2022 Priorities
As the effects of the COVID-19 economic crisis continue, foreclosure prevention and accessible lending are key housing priorities for 2022. Mortgage market data demonstrate the need for stronger policies.
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Criminal Justice Debt: 2022 Federal Priorities
Criminal justice debt has soared in recent years as governments have attempted to use fines and fees to cover the growing costs of the bloated criminal justice system, as well as government operations generally. The result has been disastrous.
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With One-Quarter of U.S. Adults Underbanked or Unbanked, Consumer Should Have the Right to Pay Retailers with Cash
Consumer coalition sends letter to congress expressing support for the Payment Choice Act (H.R. 2650 and S. 4145) which would prohibit brick-and-mortar retailers from refusing to accept cash or charging consumers more for paying with cash.
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Why Title Reviews Should Not Create Unnecessary Barriers to HAF Assistance
Some Homeowner Assistance Fund programs may decide to structure HAF assistance as an interestfree loan payable upon transfer of the property and forgivable over a period of time. We recommend that if HAF programs choose this structure, they avoid creating undue barriers to assistance such as requiring insurable title or conditioning assistance upon the resolution of outstanding liens or potential liens in order to assure priority of the program’s lien.
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Why Homeowner Assistance Fund Programs Should Be Accessible to Homeowners in Bankruptcy
The American Rescue Plan Act of 2021 includes $9.9 billion for creation of a Homeowner Assistance Fund (HAF) to be administered by the Treasury Department. The HAF was established to mitigate financial hardships connected with the coronavirus pandemic and prevent foreclosures among homeowners who have experienced a hardship related to the pandemic.
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