This letter urges passage of the House housing package, which includes key provisions on appraisal accountability, rural housing loss mitigation, and small dollar mortgage loan pilots.
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The undersigned public interest organizations condemn Bank of America’s decision to add an arbitration provision to its “Online Banking Service Agreement,” governing its online or mobile banking services. The groups call on Bank of America to immediately restore its customers’ access to the public court system and remove the recently adopted arbitration provision from its…
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The 106 undersigned consumer, civil rights, and community organizations wrote to Chairman Scott, Ranking Member Warren, Chairman Hill and Ranking Member Waters urging them to defend and strengthen interest rate limits and transparency to address the affordability crisis by:
Consumer issues are the most common civil legal problem among California households. NCLC’s resources, trainings, and support can help legal aid programs address these issues.
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This letter opposes inclusion of the Regulations from the Executive in Need of Scrutiny Act (REINS Act) in Budget Reconciliation because it would require that any major rule from an administrative agency would require affirmative approval of the entire rule by both houses of Congress.
NCLC joined a letter opposing H.R. 4801(Hill)/S. 2528(Round), Unleashing AI Innovation in Financial Services Act, which allows companies that use artificial intelligence to seek waivers of consumer protection laws with minimal safeguards.
The comments are in support of draft 93A regulations related to Assisted Living Residences to match the protections in the federal Nursing Home Reform Act (NHRA), with recommendations to further strengthen the regulations.
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The undersigned public interest, civil rights, and consumer organizations urged Virginia Governor Abigail Spanberger to sign SB229/HB449, authorizing Virginia consumers to band together and seek accountability in class actions when they are harmed. Upon the Governor’s signature, Virginia finally will join almost every other state in securing this well-established procedural protection for its residents. This…
This letter expresses grave concern with proposals under consideration for inclusion in the Farm Bill that would reduce access to the Supplemental Nutrition Assistance Program (SNAP) rather than restore funding for vital nutrition benefits. The letter strongly urges Congress to reject any cuts to SNAP and instead restore funding, reverse the harmful reductions enacted under…
National Consumer Law Center joins the Consumer Federation of America and the National Consumers League in strong support of a Federal Trade Commission (“FTC” or “Commission”) rule that comprehensively addresses modern negative option plans, also called “subscription plans” or “subscriptions”. Subscription plans frequently result in consumer overpayment, unintended enrollment, and unreasonable cancellation procedures. An adequate…
Civil rights and consumer advocacy organizations wrote to the Federal Reserve Board to lodge objection to the merger application of Enova International, Inc. (Enova) and Grasshopper Bank and to request a meeting. Objections arise specifically under the Federal Reserve’s review authority under the Bank Holding Company Act (BHCA), which requires consideration of financial resources, managerial…
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