This model legislation provides sample language for state laws to prevent debt collectors from seizing a family’s essential income and property to pay old debts. These laws are generally referred to as exemption laws, as they exempt certain income and assets from seizure after a creditor obtains a court judgment to collect a debt. This…
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Strong protections against the sale of unsafe cars protect the buyer, passengers, and other drivers on the road.
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This letter urges HUD to retain policy on the use of third-party vendors in order to avoid misalignment of servicer incentives.
Eli Savit, Prosecuting Attorney for Washtenaw County, ex rel. the People of the State of Michigan, and Kaitlin Hall and Kyesha Ford, on behalf of themselves and all others similarly situated, 26-000080-CP (Washtenaw Cty Trial Ct., MI) The class action lawsuit, filed jointly with the Washtenaw County Prosecutor’s Office, seeks relief for Michigan renters who…
NCLC, on behalf of its low-income clients, submitted a Statement for the Record in connection with the January 13, 2026 hearing on “Delivering for American Consumers: A Review of FinTech Innovations and Regulations” before the Subcommittee on Digital Assets, Financial Technology and Artificial Intelligence of the House Committee on Financial Services. The statement emphasized that…
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Fueling the ongoing affordability crisis, new types of payday loans offered through cash advance apps – so-called “earned wage access products”– drain hundreds of dollars a year from thin wages.
Selected complaints filed in government enforcement actions discussed in the report, Picking Workers’ Pockets: Unfair, Deceptive and Abusive Practices by Earned Wage Payday Lenders, highlights the following enforcement actions taken against providers of earned wage payday lenders: FTC v. Bridge It; FTC v. Floatme; CFPB v. Solo Funds; DC AG v. EarnIn d/b/a Active Hours;…
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Comments of NCLC, EPIC and NACA have been submitted in response to FCC Notice of Proposed Rulemaking proposing to require that certain types of calls, those with the highest level of attestation under the STIR/SHAKEN framework which the agency thinks are unlikely to have spoofed calling numbers, must have the caller’s name transmitted to the…
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NCLC and Consumer Federation of America wrote to the U.S. Department of Justice (DOJ) and the American Association of Motor Vehicle Administrators (AAMVA) expressing concerns about the lack of clarity and contradictory information in consumer reports accessing data from the National Motor Vehicle Title Information System (NMVTIS) and advocating for changes to provide consumers with…
NCLC joined a comment letter emphasizing the importance of the CFPB’s system for accepting, processing and publishing consumer complaints.
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NCLC’s amicus brief in the Supreme Court property tax foreclosure case, Pung v. Isabella County, argues that the sale proceeds from a public auction in a tax foreclosure are not the just compensation the former owner of the property is entitled to under the Takings Clause of the Constitution, particularly in states where the only…
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