Resources Archive

Group Comments to the CFPB Concerning 12 CFR Part 1026, Docket No. CFPB-2016-0013

April 25, 2016

Americans for Financial Reform, Empire Justice Center, National Association of Consumer Advocates, and National Consumer Law Center, on behalf of its low income clients, submitted comments to the Consumer Financial Protection Bureau regarding Truth in Lending Act – Regulation Z, Rural Mortgage Lending Exceptions for Small Creditors. The interim one-rural-mortgage threshold for exempting small-lenders from…

Amicus Brief in Tyler v. Hennepin

March 6, 2023

NCLC joined an amicus brief prepared by AARP in support of the petitioner’s efforts to reverse a decision of the 8th Cir. Court of Appeals affirming a Minnesota law that provides that excess revenues collected through a real estate tax taking revert to the public use rather than being paid to the property owner. Other…

CFPB & Attorney General of the State of New York v. Credit Acceptance Corporation

May 22, 2023

Amicus Brief in support of the CFPB and NY AG’s opposition to a motion to dismiss their case against Credit Acceptance Corporation.

Amicus Brief of Ten Consumer Advocacy Organizations in CFPB v. Community Financial Services Association of America

May 22, 2023

NCLC joined an amicus brief with ten organizations, lead by Public Justice, to support the CFPB in a case before the Supreme Court to review the Fifth Circuit’s holding that the CFPB’s funding structure violates the Constitution’s Appropriations Clause and vacating the pay-day lending rule the CFPB promulgated at that time. The amicus brief explains…

Comments to NASEO's IRA Rebates RFI Regarding Essential Consumer Protections

May 19, 2023

NCLC has responded to NASEO's RFI regarding an essential component of state's IRA home energy rebates programs -- consumer protections. The Department of Energy's one-time nearly $9 billion home energy efficiency and electrification rebates provide an opportunity to package critical energy efficiency investments to the most vulnerable households, but it could open the door to unfair or predatory practices.

CHARGE Coalition Sign-on Letter to Democratic Leadership Regarding a Clean Debt Ceiling Bill

May 12, 2023

NCLC signed on to a coalition letter by the CHARGE Coalition urging Democratic Leadership to support a clean debt ceiling bill.

Sign-on Comments to the FCC Regarding Implementation of the Safe Communications Act

April 12, 2023

NCLC signed-on to opening and reply comments to the FCC regarding implementation of the Safe Communications Act to ensure survivors of domestic violence have safe access to essential communications service.

Group Letter in Support of Leadership Conference ACP Funding

May 10, 2023

NCLC contributed to the Leadership Conference sign-on letter in support of continued funding for the Affordable Connectivity Program (ACP). The ACP provides a $30/month discount on broadband internet service to almost 18 million low-income households to help close the digital divide.

Joint Comments to California Department of Financial Protection and Innovation on Proposed Debt Settlement Rules

May 18, 2023

Joint comments to the California Department of Financial Protection and Innovation were submitted on proposed rules that would require debt settlement providers to register and submit annual reports on their operations.

Comments to California Department of Financial Protection and Innovation Regarding Education Financing and Student Debt Relief Services

May 17, 2023

Comments to the portions of regulations proposed by the Cal. Dept. of Financial Protection and Innovation regarding the oversight of businesses that offer education financing and student debt relief services in California.

Comments on California DFPI Proposed Rules on Earned Wage Advances and Other Fintech Cash Advances

May 17, 2023

The Center for Responsible Lending, Consumer Federation of California, and National Consumer Law Center submitted comments to the Department of Financial Protection and Innovation’s (DFPI or Department) Proposed Regulations Under the California Consumer Financial Protection Law and the California Financing Law, California Deferred Deposit Transaction Law, and California Student LoanServicing Act, PRO 01-21. These comments…

Amicus Brief in CFPB v. CFSA

May 16, 2023

Amici curiae are ten organizations devoted to advocacy on behalf of consumers of financial services whose interests are protected by the Consumer Financial Protection Bureau (CFPB). Amici support the regulatory and enforcement initiatives that the CFPB has undertaken since its creation, including the payday lending rule at issue in this case. Amici, and the consumers…

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