This letter requests the FCC--again--to require an automated opt-out mechanism for all calls, including non-telemarketing calls to cell phones, that include a prerecorded voice.
In June 2023, the SEC released a report to Congress analyzing the use of mandatory arbitration among SEC-Registered Investment Advisors. The report estimated that approximately 61% of SEC-registered advisers serving retail investors incorporated mandatory arbitration clauses into their investment advisory agreements. Arbitration clauses restrict investors’ ability to access the legal system to resolve disputes with…
Carla Sanchez-Adams, NCLC Senior Staff Attorney, testified on February 1, 2024, before the U.S. Senate Committee on Banking, Housing, and Urban Affairs on “Examining Scams and Fraud in the Banking System and Their Impact on Consumers."
NCLC was appointed to a Massachusetts working group, to address gas transition issues. The working group made recommendations about the revisions needed to the Gas System Enhancement Plan (GSEP) program, to support Massachusetts climate and emissions goals. NCLC participated as an advocate for consumers, urging the state to make home energy affordable for low-income and moderate-income consumers during the transition away from natural gas and toward building electrification and other non-gas-pipe home energy alternatives.
The Maryland Energy Efficiency Advocates filed comments regarding the establishment of a low-income affordability program.
NCLC is supporting S. 3459, The End Double Taxation of Successful Consumer Claims Act, which would ensure that taxpayers are no longer subjected to unexpected and unjustified penalties after they successfully hold bad corporate actors accountable in court. The bill prohibits taxing consumers for awards of attorneys’ fees that they do not receive.
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This coalition letter from organizations representing students, consumers, veterans, faculty and staff, civil rights advocates, and researchers expresses concerns with multiple provisions in H.R. 6951, The College Cost Reduction Act (CCRA). Although this legislative package includes some new approaches to holding colleges accountable for student outcomes and incorporates some bipartisan proposals, the package also includes…
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Testimony in support of Maryland SB1 (Augustine) Electricity and Gas—Retail Supply—Regulation and Consumer Protection. SB1 caps retail energy supply rates at the regulated standard offer service (SOS) rate, prohibits the unfair and deceptive practices that trick consumers into signing up for overpriced electricity or gas and make it hard to cancel. SB1 includes additional tools…
This report highlights and evaluates the efficacy of various laws and policies aimed at helping owners of heirs property, a significant driver of land loss in communities of color.
This report provides background on the states’ role as student consumer protector and a brief history of the federal government’s fraught efforts to regulate state authorization for distance education. We call on policymakers to keep in mind the states’ role as student consumer protector in state authorization and reciprocity rulemaking, particularly with respect to distance…
Consumers require clear, accurate, and advance information about which vehicles are eligible for credits and which dealers are able to comply with IRS requirements to make vehicle purchases eligible for tax credits. Consumers need to be able to access and independently verify this information without relying on dealers. Consumers could spend hours or days negotiating…
These comments address concerns associated with EV tax credits and particularly those associated with transferability of the credit from consumers to dealers. The comments raise concerns about the proposed rule which would limit the use of the used vehicle credit to only the first resale after the initial sale. We instead advocate that each car…
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