Amicus Brief in NAIB v. O'Day
Amicus submitted by NCLC and the Center for Responsible Lending in a United States District Court case in Oregon: NAIB v. O’Day (Case No.: 6-26-cv-01201-AA)
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Amicus Brief in Support of Appellant and Reversal in Bradley v. DentalPlans.com, et al.
NCLC argues that the FCC’s regulation requireing prior express written consent for telemarketing robocalls is valid and enforceable. The rule was properly enacted under the authority Congress delegated to the FCC in the Telephone Consumer Protection Act, ancillary authority, and the Do-Not-Call Implementation Act.
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Letter Opposing Predatory Bank Loans and HR 7866, Supporting Rate Caps
NCLC is among 118 undersigned consumer, civil rights, and community organizations that urged Congress to defend and strengthen interest rate limits and transparency to address the affordability crisis by: ● Insisting that the Trump Administration deny applications from Enova and OppFi, lenders that charge annual interest rates of 100% APR and higher, to become national…
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What Georgia Can Do to Improve Energy Affordability
As utility bills continue to rise, policymakers must address the ongoing energy affordability crisis in Georgia.
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Lowering Household Utility Costs: A Policy Roadmap for State Action
This issue brief provides a range of policies that can keep families connected to essential utility service and help maintain affordable home energy.
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Coalition Comments Opposing HUD's Proposed Removal on Language Access for Housing Discrimination Complaints
This comment letter from 79 groups calls on the Office of Management and Budget to reject HUD’s redesigned housing discrimination complaint form, which would end the agency’s practice of accepting complaints in languages other than English, including for violations related to housing-related domestic violence complaints. The comment argues that the changes violate the Fair Housing…
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Letter in Opposition to H.R. 7866 (Davidson), the American Lending Fairness Act
This letter urges Congress to reject H.R. 7886 (Davidson), American Lending Fairness Act. States currently have the right to opt out of the federal law (the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA) that allows state-chartered banks to ignore rate limits outside their home state. Many predatory nonbank lenders use “rent-a-bank” schemes…
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Clearing a Path: How Heirship Affidavits Help Families Document Inherited Property
Passing a family home to the next generation is one of the surest ways to create financial stability and generational wealth. But when the next generation doesn’t have clear title to the home or land, families face significant barriers to retain ownership of “heirs property”—property that passes from one generation to the next without a…
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Endorsing OBBBA Repeal on Federal Student Aid and College Accountability
This messaging bill sponsored by Sen. Blumenthal would repeal multiple aspects of the higher education portions of the Big Bill Act.
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Broad SUPPORT for AB 2116 (Schiavo) – California Financing Law
AB 2116 establishes an oversight framework and transparency about the products and costs associated with the product that a commercial broker offers small business owners on behalf of a high-cost commercial lender.
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Comments in Response to Congressional RFI on AI in the Financial Marketplace
In response to a request for information by Representative Maxine Waters and House Financial Service Committee members, the National Consumer Law Center submitted comments on the application of consumer protection law to use of AI in the financial marketplace. Our comments:
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Comment in Opposition to the CFPB Reform Act of 2026 Discussion Draft
The CFPB Reform Act of 2026 discussion draft, released in July 2026, would complete the attack on the CFPB already underway to devastating effect. Americans for Financial Reform, the National Consumer Law Center, on behalf of it’s low-income clients, the National Community Reinvestment Coalition, the National Fair Housing Alliance, the National Association of Consumer Advocates…
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