This letter opposes inclusion of the Regulations from the Executive in Need of Scrutiny Act (REINS Act) in Budget Reconciliation because it would require that any major rule from an administrative agency would require affirmative approval of the entire rule by both houses of Congress.
NCLC joined a letter opposing H.R. 4801(Hill)/S. 2528(Round), Unleashing AI Innovation in Financial Services Act, which allows companies that use artificial intelligence to seek waivers of consumer protection laws with minimal safeguards.
The comments are in support of draft 93A regulations related to Assisted Living Residences to match the protections in the federal Nursing Home Reform Act (NHRA), with recommendations to further strengthen the regulations.
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The undersigned public interest, civil rights, and consumer organizations urged Virginia Governor Abigail Spanberger to sign SB229/HB449, authorizing Virginia consumers to band together and seek accountability in class actions when they are harmed. Upon the Governor’s signature, Virginia finally will join almost every other state in securing this well-established procedural protection for its residents. This…
This letter expresses grave concern with proposals under consideration for inclusion in the Farm Bill that would reduce access to the Supplemental Nutrition Assistance Program (SNAP) rather than restore funding for vital nutrition benefits. The letter strongly urges Congress to reject any cuts to SNAP and instead restore funding, reverse the harmful reductions enacted under…
National Consumer Law Center joins the Consumer Federation of America and the National Consumers League in strong support of a Federal Trade Commission (“FTC” or “Commission”) rule that comprehensively addresses modern negative option plans, also called “subscription plans” or “subscriptions”. Subscription plans frequently result in consumer overpayment, unintended enrollment, and unreasonable cancellation procedures. An adequate…
Civil rights and consumer advocacy organizations wrote to the Federal Reserve Board to lodge objection to the merger application of Enova International, Inc. (Enova) and Grasshopper Bank and to request a meeting. Objections arise specifically under the Federal Reserve’s review authority under the Bank Holding Company Act (BHCA), which requires consideration of financial resources, managerial…
Read More about Letter from Civil Rights Groups to Federal Reserve Board Opposing Enova Bank Charter
Letter from 45 organizations opposing a discussion draft that would amend the Gramm-Leach-Bliley Act(GLBA), because the draft bill is both inadequate and harmful to consumer protection:
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The National Consumer Law Center strongly urges Representatives Scott Conklin and John A. Lawrence to support HB 2120. This critical legislation protects Pennsylvania homeowners from the dangers they face when signing shared equity agreements (SEA), a predatory form of mortgage loan. While marketed as easy cash, SEA mortgages function like the dangerous subprime mortgages that…
Read More about Letter in Support of Pennsylvania HB2120 Regarding Shared Equity Agreements
States, counties, and local governments can help protect immigrants, their families, and communities from financial exploitation and other consumer abuses.
Read More about What States & Local Governments Can Do to Support Immigrants' Financial Stability
