On behalf of 22 consumer protection, housing affordability, energy efficiency, and climate justice signatory organizations, we thank you for your continued work to secure healthy, affordable, and efficient housing for all residents. We write today to reinforce our support and excitement for the final determination from the Department of Housing and Urban Development (HUD) and…
Formerly Incarcerated, Convicted People and Families Movement, The Shriver Center on Poverty Law, and the National Consumer Law Center submitted an amicus brief to the United States Supreme Court in support of the respondents in City of Grants Pass, Oregon v. Johnson. The case involves a constitutional challenge to a city ordinance that imposes both…
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The coalition writes in strong support of finalizing the HUD-USDA determination regarding energy efficiency building codes, and to clarify the record on some substantive issues that have been raised by parties opposing the adoption of the relevant codes. It is well documented that the modern, up-to-date building codes currently being considered by your agencies –…
NCLC served as a named Plaintiff in this class action against the electronic filing system used by the federal courts (PACER), which challenged PACER's practice of overcharging users for its services.
Read More about National Veterans Legal Services Program et al v. the United States of America
ur comments address a single subsection of the Proposed Rule: its proposed prohibition on incarcerated people’s “use of fund transfer services such as CashApp."
Read More about Comments to the Bureau of Prisons Re: Proposed Rule on Money-Transfer Services
The FCC should not allow wireless providers to continue to be exempt from compliance with the consent requirements for automated calls and texts to its customers. The requirement in 47 C.F.R. § 64.1200(b)(3) that some calls to residential lines using an automated or prerecorded voice (prerecorded voice calls) provide an automated opt-out mechanism should apply…
Read More about Comments to FCC on Wireless Providers Exemption and Automated Opt Out
The National Consumer Law Center (on behalf of its low-income clients) submitted the following comments in response to the proposed rule issued by the Consumer Financial Protection Bureau (CFPB) regarding overdraft lending at very large financial institutions. We strongly support the proposed rule, which will stop abusive overdraft fee practices that have harmed the most…
The proposed rule would stop big banks from using junk overdraft fees to exploit families living paycheck to paycheck.
This class action complaint alleged claims under the State Rosenthal Act Fair Debt Collection suit against Midland and a law firm in California.The suit alleged that the defendants used false affidavits of personal knowledge in collection actions and that the law firm used automated procedures for sending dunning letters and filing lawsuits with little to no meaningful attorney input.
This class action complaint, filed in late 2023, seeks damages and injunctive relief against an attorney and a junk debt buyer and debt collector challenging their practices of misleadingly and inaccurately asserting amounts due in debt collection attempts to consumers and in small claims court, including collecting amounts that were not actually due.
Read More about Royal et al v. Judgment Acquisitions Unlimited et al
NCLC submitted written testimony before the Maryland Senate Finance Committee on the amended version of HB 246 regarding earned wage access. The testmony noted that the bill, as amended, would strengthen Maryland law in some respects but weaken it in others. It is essential to retain language treating earned wage advances as loans and including…
Consumer groups applaud the Consumer Financial Protection Bureau (CFPB) effort to improve the collection and dissemination of auto finance data as part of its efforts to monitor the auto finance market for risks to consumers.
