NCLC/CRL Statement for the Record
The document is the NCLC/CRL Statement for the Record for the March 11, 2025 Subcommittee on Economic Opportunity Legislative Hearing.
All Resources
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Testimony in Support of New Mexico S.B. 267, a Bill Regulating Certain Rental Housing Junk Fees
This bill that would require up-front disclosure of fees, standardize and cap application fees, prohibit landlords from charging fees other than a screening fee to process an application, and prevent excessive late fees.
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Advanced Notice of Proposed Rulemaking on the Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt: Comments to the Consumer Financial Protection Bureau
In response to the Consumer Financial Protection Bureau’s (CFPB) Advance Notice of Proposed Rulemaking regarding the Fair Credit Reporting Act (FCRA) and coerced debt, a coalition of organizations, including the National Consumer Law Center (NCLC), the Center for Survivor Agency and Justice (CSAJ), and the National Coerced Debt Working Group (CDWG), alongside numerous state and…
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75+ Law Professors Urge Congress to Allow CFPB to Return to Work to Protect Consumers
More than 75 law professors sent a letter to Acting CFPB Director Vought and Secretary Bessent urging them to allow employees to return to work and get back to the CFPB's mission to protect consumers.
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349 Organizations Urge Congress to Support the Consumer Financial Protection Bureau
Congress created the CFPB, and Congress must support ordinary people and fair competition by standing up for a strong and independent CFPB.
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Coalition Letter Urging Congress to Protect Pell Grants from Cuts
This letter from a large coalition of organizations that support college access and affordability for students from low-income families urges Congress to shore up funding for the Pell Grant program and protect students from the harmful effects of a funding shortfall. In January, the Congressional Budget Office (CBO) released new supplemental projections for the Pell…
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Letter Opposing the GENIUS Act
NCLC joined a letter from several consumer and investor protection organizations opposing the GENIUS Act and the STABLE Act, as introduced in Congress this session. Stablecoins used either to facilitate investment activity on crypto exchanges or as tools for payments present a host of risks – run risks, contagion and financial stability risk, custody risks,…
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Comments on Bureau of Prisons' Proposed Rule on the Inmate Financial Responsibility Program
NCLC submitted comments, co-authored by the Prison Policy Initiative and Stephen Raher, in response to the Bureau of Prisons’ (“BOP”) Supplemental Notice of Proposed Rulemaking (“SNPR”) on the Inmate Financial Responsibility Program (“IFRP”). The IFRP is a nominally voluntary program in federal prisons that is intended to encourage incarcerated people to pay off outstanding government-imposed…
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Legislative Attacks on CFPB Erode Mandatory Funding, Compromise Independence, Weaken Integrity, and Roll-back Protections
Preserve the CFPB’s independence: Created on the heels of the 2008 financial crisis, the CFPB was designed to be led by a single independent director, rather than a much weaker commission structure. This allows the agency to more effectively protect people from fraud, deception, and abuse and act nimbly to address emerging wrongdoing by financial…
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What States Can Do: Medical Credit Cards and Other Medical Lending Products
Medical bills often end up on credit cards, including medical credit cards and other medical lending products. These products are marketed specifically to pay for medical expenses and are typically offered directly by health care providers, particularly dentists. Patients used cards or loans with deferred interest terms to pay for almost $23 billion in healthcare…
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Selected Resources About Medical Lending Products
CFPB Resources: Community Catalyst Resources: NCLC Resources: Other Resources:
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