All Resources
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Coalition Comments to CFPB Regarding Adopted Regulations and New Rulemaking Authority to Write Debt Collections Rules
46 consumer, community, civil rights and legal services groups submitted comments in response to the Consumer Financial Protection Bureau (“CFPB”)’s Request for Information (“RFI”) regarding its adopted regulations and new rulemaking authorities. In these comments, the groups focus on the CFPB’s new authority to write debt collection rules.
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Appendix C: State-by-State Summaries of State UDAP Statutes
Appendix to the 2018 Consumer Protection in the States report.
Read More about Appendix C: State-by-State Summaries of State UDAP Statutes
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Consumer Protection in the States: A 50-State Evaluation of Unfair and Deceptive Practices Laws
Unfair and Deceptive Acts and Practices (UDAP) laws should be the backbone of consumer protection in every state. Yet in many states these statutes fall far short.
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Maps: How Well Do States Protect Consumers?
Supplementary infographics for the 2018 Consumer Protection in the States report.
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Appendix A: Capsule Summaries of Strengths and Weaknesses of Each State’s UDAP Statute
Appendix to the 2018 Consumer Protection in the States report.
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Appendix B: Rating Criteria
Appendix to the 2018 Consumer Protection in the States report.
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Testimony for the Vermont House Committee on Commerce and Economic Development re: H.482, an act relating to consumer protection
Contact with a debt collector is a common experience for Americans. In 2017, the Consumer Financial Protection Bureau (CFPB) released a nationally-representative survey of consumer experiences with debt collection, finding that more than 70 million Americans – about one third of consumers – were contacted by a creditor or debt collector about a debt in…
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Opposition letter to H.R. 4550 (Gonzalez-Mooney) (previously filed as H.R. 1849 (Trott))
Practice of Law Technical Clarification Act of 2017
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U.S. House bill would allow lawyers to abuse consumers in debt collection lawsuits
A bill pending in the U.S. House of Representatives, H.R. 1849: Practice of Law Technical Clarification Act of 2017 (Trott), would exempt attorneys and law firms engaged in litigation from the Fair Debt Collection Practices Act (FDCPA) and eliminate Consumer Financial Protection Bureau (CFPB) authority over them. Claiming that state courts and bar associations would…
Read More about U.S. House bill would allow lawyers to abuse consumers in debt collection lawsuits
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Testimony Before Joint Financial Services Committee In Support of S.120/H.2811, An Act Relative to Fairness in Debt Collection
Debt collection affects millions of Massachusetts residents. This section reviews several different studies to provide an overview of the pervasive nature of debt collection in Massachusetts.
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