All Resources
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Powerpoint for Testimony in Support of HB 1224—Electricity and Gas—Energy Supplier—Assisted Customers
Powerpoint for testimony of Olivia Wein, National Consumer Law Center in support of HB 1224 -- Electricity and Gas - Energy Supplier – Assisted Customers before the House Economic Matters Committee
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Testimony on House Bill 5427
Written testimony regarding §§ 1, 2 and 3 of H.B. 5427, an Act Concerning Issues Relating to Debt Collection
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Predatory Installment Lending in the States: 2020
his report surveys the battleground as of 2020. It reports on the annual percentage rates (APRs) that the 50 states and the District of Columbia allow nonbank lenders to charge for a sample $500 six-month loan and a sample $2,000 two-year loan.
Read More about Predatory Installment Lending in the States: 2020
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Powerpoint for Testimony in Support of MD S.B. 681, Comprehensive Protections for Residential Consumers
Most consumers pay more for competitive supply than they would have paid for service from their utility companies. And the very small number of consumers who do manage to save money see only minor savings.
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Powerpoint for Testimony in Support of MD S.B. 685, Electricity and Gas—Energy Suppliers—Assisted Customers
Most consumers pay more for competitive supply than they would have paid for service from their utility companies. And the very small number of consumers who do manage to save money see only minor savings.
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Rent-a-Bank Schemes and New Debt Traps: Assessing Efforts to Evade State Consumer Protections and Interest Rate Cap
Today we are facing the biggest threat in decades to states‘ historic power to prevent predatory lending: ―Rent-a-bank lending, where state-regulated lenders launder their loans up to 160% annual percentage rate (APR) through banks in order to evade state interest rate caps. These schemes are spreading around the country and are starting to explode. Payday…
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Letter to OCC Opposing Changes to CRA Regulations
Letter to the OCC re: Notice of Proposed Rulemaking, Community Reinvestment Act Regulations
Read More about Letter to OCC Opposing Changes to CRA Regulations
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Letter to CFPB in Response to Rulemaking Regarding the Definition of a Qualified Mortgage (QM)
The undersigned organizations are writing in response to the Consumer Financial Protection Bureau’s (Bureau) rulemaking regarding the definition of a Qualified Mortgage (QM).
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