Resources Archive

Comments to the CFPB on the Equal Credit Opportunity Act and Regulation B

December 1, 2020

Coalition comments in response to the Consumer Financial Protection Bureau’s Request for Information (RFI) under the Equal Credit Opportunity Act (ECOA).

Comments to the CFPB Opposing Changes to the Payday Lending Rule

May 15, 2019

Consumer and civil rights groups named above, write to strongly oppose the proposed rescission (“Proposal”)3 of the Consumer Financial Protection Bureau’s rule to establish ability-to-repay requirements for payday and vehicle title loans.

Comments to the Judicial Conference Advisory Committee on Civil Rules and its Rule Subcommittee

January 3, 2019

The National Consumer Law Center and the National Association of Consumer Advocates submitted comments to the Judicial Conference Advisory Committee on Civil Rules and its Rule 30(b)(6) Subcommittee pursuant to its invitation for comment on the proposed amendments to Civil Rule 30.

Comments to New York Department of Financial Services regarding Draft of Proposed Amendment to 23 NYCRR 1

November 8, 2021

Comments in support of the Department of Financial Services’ (“DFS”) efforts to strengthen these regulations and to offer suggestions for additional improvements.

Comments to NCUA Regarding CUSO Proposed Rule

April 30, 2021

Comments to the National Credit Union Administration re: Comments on Proposed Rule: Credit Union Service Organizations (CUSOs), RIN 3133-AE95

Comments to MBTA Regarding Proposed Fare Evasion Regulations

April 30, 2021

These comments highlight the compounding harm that debt-based barriers to driver’s license renewals cause to low-income people, and particularly to low-income people of color.

Comments to HUD Regarding Mortgagee Letter 2019-15

October 23, 2019

The National Consumer Law Center submits this comment on Mortgagee Letter 2019-15 on behalf of its low-income clients.

Comments to HUD on Single Family Loan Sale Program

July 5, 2019

On behalf of the low-income client homeowners and communities the undersigned organizations write in response to the questions posed by the United States Department of Housing and Urban Development (“HUD”) through the Advanced Notice of Proposed Rulemaking, Docket No. FR-6051-A-1 (hereinafter “ANPR”) related to the impact of the Loan Sale Program on our clients and the communities in which they live.

Comments to Federal Reserve Board Regarding Central Bank Digital Currency

May 20, 2022

These comments focus on the perspective of individual consumers, in particular lower income consumers. Our comments assume that a CBDC would take the form identified by the paper that “would best serve the needs of the United States”: one that is privacy-protected, intermediated

Comments on FDIC Notice of Proposed Rulemaking, Federal Interest Rate Authority

February 4, 2020

Comments by NCLC, Consumer and Civil Rights Groups to FDIC re: Comments on FDIC Notice of Proposed Rulemaking, Federal Interest Rate Authority, 12 CFR Part 331, RIN-3064-AF21

Comments to FCC: Require Cellphone Providers to Take Full Responsibility for Losses Resulting from Fraudulent SIM Swaps

November 15, 2021

NCLC and EPIC Comments to the FCC on the Notice of Proposed Rulemaking in the matter of Protecting Consumers from SIM Swap and Port-Out Fraud (WC Docket No. 21-341)

Comments to FCC Regarding Call Authentication Trust Anchor

November 12, 2021

NCLC and EPIC Comments to the FCC on the Notice and Request for Comments in the matter of Call Authentication Trust Anchor (WC Docket No. 17-97)

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