Criminal justice debt functions as a regressive tax on a state’s poorest and most vulnerable residents. Approximately 4 out of 5 criminal defendants are too poor to hire their own lawyers, yet they often fund government with fines and fees.
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A webinar presented to over 890 registrants with a focus on: Protecting stimulus payments; Dealing with car repossessions, including electronic repossessions; Navigating available mortgage relief and advocating for additional relief; Ensuring consistent utility and telecommunication access, and; Dealing with debt collection efforts.
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Outline for Forbearance Options and CARES Act Requirements, part of NCLC's CARES Act Mortgage Webinar Series
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The Utility Customer Financial Impact of COVID-19: The Need For Flexibility and Reform in Utility Billing, Credit and Collections
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Outline of a utility consumer rights training, part of the Massachusetts Law Reform Institute Basic Benefits training series.
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This manual is written both as training material that NCLC distributes to trainees in connection with the basic utility rights trainings we deliver in Massachusetts, as well as a free-standing handbook for those who help clients with their utility problems but who cannot attend the training.
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The American Rescue Plan Act of 2021 includes $9.9 billion for creation of a Homeowner Assistance Fund (HAF) to be administered by the Treasury Department. The HAF was established to mitigate financial hardships connected with the coronavirus pandemic and prevent foreclosures among homeowners who have experienced a hardship related to the pandemic. Treasury’s HAF plan…
A letter in response to the issuance of Mortgagee Letter 2020-04, to ask that HUD take certainsteps to ensure the ongoing housing stability of borrowers who have taken out reverse mortgagesunder FHA’s Home Equity Conversion Mortgage (HECM) program, and their non-borrowingspouses, in light of the current COVID-19 public health emergency.
This Bankruptcy Law Survey Report analyzes and reports on the Consumer Bankruptcy Law data drawn from the United States Consumer Law Attorney Fee Survey for 2017-2018.
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Towards Justice, the National Consumer Law Center, and Vedra Law LLC Claim Illegal a Large- Medical Debt Collection in Colorado
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These comments are based on the experience of our organizations and the developments advocates and housing counselors in the field have reported to us in response to the COVID-19 pandemic
Pursuant to the Public Notice issued by the Consumer and Governmental Affairs Bureau, the National Consumer Law Center (NCLC) files these comments on behalf of its low-income clients and Consumer Federation of America, Consumer Reports, EPIC and the National Association of Consumer Advocates in response to the Commission’s proposal to adopt rules setting forth the…
