Resources Archive

WAAT: Summary

State and Local Solutions to Household Water Affordability Challenges

Interim Award of Arbitrator in Adam Veltri v. Americor Funding, Inc.

October 15, 2020

In the Matter of the Arbitration between case no. 01-20-0000-2900; Adam Veltri vs. Americor Funding, Inc.

Guidelines for Affordable Small Dollar Loans

January 30, 2014

As public awareness of the dangers of payday loans grows, new small dollar loan programs are cropping up that promise to be more affordable. Some payday alternatives live up to that promise. Others, like payday loans, are exorbitantly expensive and have a dangerous structure that ensnares borrowers in a cycle of debt. Here are five…

Comments to the Consumer Financial Protection Bureau on its Debt Collection Quantitative Disclosure Testing

December 14, 2017

ents to the Consumer Financial Protection Bureau on its Debt Collection Quantitative Disclosure Testing, OMB Control Number: 3170–XXXX, Docket No. CFPB-2017-0038, 82 Fed. Reg. 52712 by NCLC, on behalf of its low-income clients.

Short Coalition Comments to the CFPB in Response to Advance Notice of Proposed Rulemaking Regarding Debt Collection

February 28, 2014

Debt Collection (Regulation F): 12 CFR Part 10061, Docket No. CFPB-2013-0033, RIN 3170-AA41.

Testimony Before the MA Joint Financial Services Committee Supporting An Act Relative to Family Financial Protection

October 27, 2015

Testimony of April Kuehnhoff, Staff Attorney at the National Consumer Law Center on behalf of its low-income clients, before the Joint Financial Services Committee in support of MA S.146/H.804: An Act relative to family financial protection.

Letter to the Federal Reserve Regarding Actions to Support Interbank Settlement of Faster Payments

November 7, 2019

Comments in support of the Federal Reserve’s plan to develop the FedNow faster payments system.

Comments to the Massachusetts Trial Court Public Access to Court Records Committee regarding criminal cases and internet access to docket entries and court files

The following comments are submitted on behalf of the National Consumer Law Center’s low-income clients. We write in response to your Notice of Public Hearing on the issue of providing access to court documents and records on the internet. We write to specifically oppose providing online access to criminal records and believe that doing so…

New Protections for Payroll Cards

March 28, 2019

Effective April 1, 2019, a new Prepaid Accounts rule issued by the Consumer Financial Protection Bureau (CFPB) gives payroll card accounts new protections. The rule amends and enhances the protection that payroll cards already have under the Electronic Fund Transfer Act (EFTA) and Regulation E.

New Protections for Government Benefit Prepaid Cards

March 28, 2019

Effective April 1, 2019, a new Prepaid Accounts Rule issued by the Consumer Financial Protection Bureau (CFPB) gives certain government benefit accounts new protections. The rule amends and enhances the protection that many government benefit accounts already have under the Electronic Fund Transfer Act (EFTA) and Regulation E.

Paper Statements: An Important Consumer Protection

March 1, 2016

Electronic statements sound eco-friendly, but they are not for everyone. Bank account, credit card and mortgage statements provide important information and serve a critical consumer protection function. Consumers must have the right to receive that information in the manner that works for them. For many consumers, from those without regular broadband Internet access to the…

NCLC Comments to CFPB on Consumers’ Access to Their Own Financial Account Data

February 21, 2017

Comments to the Consumer Financial Protection Bureau re: Comments in Response to Requests for Information: Consumer Access to Financial Records, Docket No. CFPB-2016-0048.

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