Resources Archive

Coalition Letter Condemns Bank of America’s Decision to Add an Arbitration Provision

May 14, 2026

The undersigned public interest organizations condemn Bank of America’s decision to add an arbitration provision to its “Online Banking Service Agreement,” governing its online or mobile banking services. The groups call on Bank of America to immediately restore its customers’ access to the public court system and remove the recently adopted arbitration provision from its…

Coalition Letter Opposing Unaffordable 100% APR Bank Loans; Urging Congress to Support State and Federal Interest Rate Limits

May 7, 2026

The 106 undersigned consumer, civil rights, and community organizations wrote to Chairman Scott, Ranking Member Warren, Chairman Hill and Ranking Member Waters urging them to defend and strengthen interest rate limits and transparency to address the affordability crisis by:

How NCLC Helps Legal Services Help Consumers

April 27, 2026

Consumer issues are the most common civil legal problem among California households. NCLC’s resources, trainings, and support can help legal aid programs address these issues.

Coalition Letter to Congressional Leadership Opposing Inclusion of REINS Act in Budget Reconciliation

May 5, 2026

This letter opposes inclusion of the Regulations from the Executive in Need of Scrutiny Act (REINS Act) in Budget Reconciliation because it would require that any major rule from an administrative agency would require affirmative approval of the entire rule by both houses of Congress.

Letter Opposing H.R. 4801(Hill)/S. 2528(Round), Unleashing AI Innovation in Financial Services Act

December 10, 2025

NCLC joined a letter opposing H.R. 4801(Hill)/S. 2528(Round), Unleashing AI Innovation in Financial Services Act, which allows companies that use artificial intelligence to seek waivers of consumer protection laws with minimal safeguards.

NCLC Comments on Draft 93A Regulations Related to Assisted Living Residences

April 28, 2026

The comments are in support of draft 93A regulations related to Assisted Living Residences to match the protections in the federal Nursing Home Reform Act (NHRA), with recommendations to further strengthen the regulations.

Comments Opposing CFPB Strategic Plan

April 17, 2026

NCLC joined comments urging the CFPB to fundamentally rewrite its draft Strategic Plan to reflect a vision that proactively and aggressively defends ordinary people while ensuring fair, transparent, and competitive financial markets. The draft plan presumes that consumer protection regulation is an “unwarranted burden, retreats from non-bank supervision, narrows the definition of actionable harm, de-emphasizes…

Coalition Letter to Gov. Spanberger Regarding Class Actions and Violations of the Virginia Consumer Protection Act

April 30, 2026

The undersigned public interest, civil rights, and consumer organizations urged Virginia Governor Abigail Spanberger to sign SB229/HB449, authorizing Virginia consumers to band together and seek accountability in class actions when they are harmed. Upon the Governor’s signature, Virginia finally will join almost every other state in securing this well-established procedural protection for its residents. This…

Letter to Congress Opposing Cuts To SNAP and Urging Reinstatement of Previously Cut Funding

April 27, 2026

This letter expresses grave concern with proposals under consideration for inclusion in the Farm Bill that would reduce access to the Supplemental Nutrition Assistance Program (SNAP) rather than restore funding for vital nutrition benefits. The letter strongly urges Congress to reject any cuts to SNAP and instead restore funding, reverse the harmful reductions enacted under…

Consumer Advocates Trio NegOpt Comments

April 13, 2026

National Consumer Law Center joins the Consumer Federation of America and the National Consumers League in strong support of a Federal Trade Commission (“FTC” or “Commission”) rule that comprehensively addresses modern negative option plans, also called “subscription plans” or “subscriptions”. Subscription plans frequently result in consumer overpayment, unintended enrollment, and unreasonable cancellation procedures. An adequate…

Civil Rights, Consumer Groups Letter Urging Federal Reserve Board to Reject Enova's Application to Become a Bank

April 22, 2026

The undersigned civil rights and consumer advocacy organizations lodged their objection to the merger application of Enova International, Inc. (Enova) and Grasshopper Bank. Enova’s history of engaging in high-cost lending to individuals and small businesses are not only high-risk for the de novo financial institution but harmful to consumers. Indeed, Enova has been subject to…

Coalition Letter Opposing Gramm-Leach-Bliley-Act Amendments

April 21, 2026

Letter from 45 organizations opposing a discussion draft that would amend the Gramm-Leach-Bliley Act(GLBA), because the draft bill is both inadequate and harmful to consumer protection:

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