NCLC submitted comments to the U.S. Department of Education recommending changes to its proposed new application form for federal student loan Income-Driven Repayment (IDR) plans. Our comments identify incorrect information on the form about plan eligibility requirements and recommend changes to ensure that the IDR Request Forms – and perhaps more importantly, the systems for…
This letter opposes the SHARE Act, which would provide a complete shield from tax liability for profits from HEI loans when made to LMI borrowers and when they meet other requirements.
The Board of Governors is presently reviewing the application of Enova International to acquire Grasshopper Bank and to become a bank holding company. The Board is also expected to shortly receive the announced application of Opportunity Financial (“OppFi”) to acquire BNC Bank and to become a bank holding company. In light of the unprecedented nature…
Resources for advocates include free NCLC articles, links to relevant NCLC treatise material, pleadings and discovery, case documents and opinions.
Read More about Digital Library: Home Equity "Investment" (HEI) Loans Practice Suite
These are brief comments to HHS requesting that the agency retain the collection of data on LIHEAP recipients regarding race, ethnicity and sex and urging HHS to make the data available in its LIHEAP Data Warehouse.
Esta es una guía básica para entender qué significa la orden para ti, tu cuenta de banco, y tu dinero.
Read More about Nueva Orden Presidencial Sobre Cuentas Bancarias e ITIN: Lo Que Necesitas Saber
Here is a guide to what the order means for you, your bank account, and your money.
Read More about New Presidential Order on Bank Accounts and ITINs: What You Need to Know
This sign on letter is part of a TURN campaign to fight ACA -9, a bill that would remove the state utility commission’s jurisdiction over telecommunications providers. CA has the most robust state Lifeline low-income program that is administered by the CPUC. The CPUC is also active with telecom merger reviews and ensuring that all…
The largest banks continue to take billions of dollars a year in overdraft fees from families facing an affordability crisis. Some banks in particular stand out for their high or rising fee revenues, according to the latest call report data. In 2025, banks and credit unions extracted over $12 billion in overdraft and nonsufficient funds…
Read More about Overdraft Fees Rising In Absence of CFPB Rule
Overdraft and nonsufficient funds (NSF) fees can drain money that people need for rent, food, and medical expenses.
Millions of people are frustrated with the Big Three credit bureaus – Equifax, Experian, and TransUnion. In 2025, 5 million people filed complaints with the Consumer Financial Protection Bureau (CFPB) against these companies. Credit reports are full of errors, such as debts resulting from identity theft, information belonging to other people (known as “mixed files”), and even…
Read More about What States Can Do to Stop Credit Reporting Abuses
This letter from over 550 organizations supports inclusion of this key legislation, which would permanently authorize the CDBG-DR program, in the bipartisan 21st Century ROAD to Housing bill.
