Letter Archives

Group Letter in Support of the Forced Arbitration Injustice Repeal (FAIR) Act

April 27, 2023

The undersigned consumer, civil rights, worker rights, health, environmental, community, faith,student, and other public interest organizations, strongly support the Forced Arbitration Injustice Repeal(FAIR) Act. The legislation would ensure that workers, consumers, servicemembers, nursing homeresidents, ordinary investors, and small businesses harmed by bad actors will be able to bring validclaims in court, and will not be…

Group Letter to the Senate Appropriations Committee RE: the Low Income Household Water Assistance Program (LIHWAP)

April 5, 2023

The undersigned organizations and municipalities urge Congress to allocate $1 billion to continue the existing separate and independent Low Income Household Water Assistance Program (LIHWAP) program to help families with growing water debt and rising water costs.

Request to Bureau of Prisons to Not Move Forward with Proposed Changes to "Inmate Financial Responsibility Program" Until It Responds to FOIA Request

April 4, 2023

NCLC (on behalf of its low-income clients), Fines and Fees Justice Center, FICPFM, Just Future Project, Civil Rights Corps, JustLeadershipUSA, Southern Poverty Law Center, Washington Lawyers’ Committee for Civil Rights and Urban Affairs, and Worth Rises ask for the public record to reflect that the undersigned organizations believe DOJ, BOP, and the public record lack…

Letter to CFPB Regarding Repeat Offenders; Registry of Nonbank Financial Companies Subject to Certain Agency and Court Orders

March 31, 2023

Submitted to Regulations.govRohit Chopra, DirectorConsumer Financial Protection Bureau1700 G Street NW,Washington, DC 20552 Dear Director Chopra, The undersigned consumer organizations are pleased to support the Consumer Financial Protection Bureau’s (CFPB) proposal to require nonbank covered persons that are subject to certain agency and court orders to register those orders with the CFPB. The registry will…

Letter Analyzing Nevada Earned Wage Advance Bill

March 16, 2023

NCLC submitted a letter analyzing Nevada SB 290. The letter explains that the bill and other industry legislation would exempt various fintech payday loans from lending laws based on the disingenuous assertion that they are not loans.

Coalition Letter to U.S. Department of Education Regarding its Examination of Bundled Services and an Incentive Compensation Loophole

March 16, 2023

The undersigned student, consumer, and borrower advocacy groups write in response to the Education Department’s examination of bundled services (Docket ID ED–2023–OPE–0030) and an incentive compensation loophole we believe has had significant negative consequences for students and our system of higher education. We have long supported the strong statutory ban on incentive-based student enrollment compensation,…

Letter urging Government Sponsored Enterprises (GSEs) and the Federal Housing Finance Agency (FHFA) to reform their note sale programs to ensure that borrowers avoid unnecessary foreclosure

March 10, 2023

The GSEs have sold around 700,000 loans in non-performing loan (NPL) and reperforming loan (RPL) pools since 2015. During the height of the COVID pandemic, Fannie Mae sold off 99,100 reperforming loans, the highest total for any year. When their loans are sold, the homeowners lose access to streamlined foreclosure alternatives created to help homeowners…

Coalition Letter to COPRAC Regarding Draft Formal Opinion No. 19-0003

March 3, 2023

As organizations that advocate for workers and consumers, California Employment Lawyers Association, Economic Security Project Action, National Consumer Law Center, National Employment Law Project, Open Markets Institute, People’s Parity Project, Public Good Law Center, Public Justice, Student Borrower Protection Center, and Towards Justice write to urge the State Bar Standing Committee on Professional Responsibility and…

Petition for Rulemaking at CFPB Regarding Debt Collector Furnishing, Language Access, Credit Reporting Ombudsperson Office

March 3, 2023

Petition for rulemaking asking the CFPB to address the following issues as part of an upcoming Fair Credit Reporting Act rulemaking: strict requirements for debt collectors in furnishing information to credit reports; translation of credit reports for limited English proficient consumers and; creating an Ombuds office for credit reporting.

Coalition Letter Opposing H.R. 1165, the Data Privacy Act of 2023

February 27, 2023

The undersigned organizations express opposition to H.R. 1165, The Data Privacy Act of 2023, scheduled for mark-up in Committee this Tuesday, February 28.

Comments to FCC Regarding a Notice of Proposed Rulemaking on Data Breach Reporting Requirements

February 21, 2023

The undersigned organizations strongly recommend the Federal Communications Commission consider banning forced arbitration clauses in your effort to update and strengthen the data breach rule for telecommunications carriers. The NPR states that the purpose of the proposed rule is to “provide greater protections to the public.” This is a laudable goal, but providing greater rights…

Coalition Letter to Federal Reserve on Climate Financial Risk Management

February 6, 2023

Americans for Financial Reform Education Fund, National Consumer Law Center, and the undersigned organizations urge the Federal Reserve Board to ensure that financial institutions carefully consider the potential impacts of climate-related financial risks in the context of racial, economic, environmental, and climate justice and the financial institutions’ obligations under the Fair Housing Act, the Equal…

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