Digital Library: Special Mortgage Topics
Tangled title issues and zombie second mortgages are among the biggest housing issues facing consumers today. NCLC has compiled resources for advocates navigating both.
Newsroom
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NBC News: "With car repossessions and home foreclosures rising, some Americans are living on a financial cliff"
Originally appearing in NBC News on April 29, 2023, Rob Wile, Rania Soetirto, and Jasmine Cui quote Sarah Bolling Mancini regarding where consumers can find help if at risk of losing their home or vehicles. Help is indeed available for homeowners, said Sarah Bolling Mancini, a senior staff attorney at the nonprofit National Consumer Law Center. Some of…
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Bloomberg Law: "CFPB Warns Debt Collectors on Time-Barred 'Zombie' Mortgages
Originally appearing in Bloomberg Law on April 26, 2023, Evan Weinberger quotes Andrea Bopp Stark in coverage of the Consumer Financial Protection Bureau’s advisory opinion on zombie second mortgages at the Fair Debt Collection Practices Act (FDCPA). “When there are no statements and there’s no notice, they don’t get that information and they can’t make…
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Leading Civil Rights and Housing Groups Support FHFA’s Critical Updates to the Mortgage Pricing Framework
WASHINGTON, D.C. — Today, leading civil rights and housing policy organizations issued the following statement supporting the Federal Housing Finance Agency (FHFA)’s pricing framework.
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Op-ed in Colorado Politics: A chance to fix Colorado's broken consumer protection laws
In an op-ed originally appearing in Colorado Politics on March 14, 2023, Carolyn Carter and David Seligman discuss Colorado’s consumer protection laws that, for too long, have lagged behind other states.
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Digital Library: Homeowner Tactics to Overcome Problems with Tangled Titles
A significant number of homeowners do not have a deed in their name, which puts them at risk of losing their home to a variety of threats. Tangled title situations can occur when homes are passed on from generation to generation without a will or without the filing of a probate petition. Sometimes, even when…
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American Banker "Can small-dollar loans be both profitable and fair?"
Originally airing on July 29, 2020 on the American Banker podcast, Brendan Pedersen interviews Lauren Saunders on the problems with small dollar lending and how lenders can profit while offering fair loans to consumers.
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American Banker "What will it take to get banks into remittances?"
Originally airing on December 1, 2021 on the American Banker podcast, Polo Rocha discusses with Margot Saunders changes that consumer advocates worry could make remittances less transparent–leaving customers shortchanged.
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AP News: "Mobile home park residents form co-ops to save their homes"
Originally appearing in the Associated Press on April 8, 2023, Claire Rush quotes Carolyn Carter in a story about mobile home park residents worried their largely Latino community would be bulldozed that decided to form a cooperative and buy their park. The country’s roughly 43,000 mobile home communities are home to 22 million people, according…
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The Hill: What are the chances Biden extends the student loan pause again?"
Originally appearing in The Hill on April 11, 2023, Lexi Lonas quotes Abby Shafroth in attempting to answer whether President Biden will let the ticking timer on the resumption of student loan payments by the end of the summer go off. “There’s nothing in the HEROES Act that limits the relief that the secretary can…
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NBC News: "The cost of owning a car keeps rising, but a price drop could be on the horizon"
Originally appearing in NBC News on April 8, 2023, Shannon Pettypiece looks at the growing cascade of financial pressures around owning a car that are squeezing already strained consumers and quotes John Van Alst. “Because of the current labor market, a lot of people are able to get a job, but the number one thing…
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