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Enforcing the CARES Act Credit Reporting Protections

December 30, 2022

The economic harm caused by the COVID-19 pandemic will soon translate into pervasive credit reporting harm, as millions of consumers become unable to pay their credit obligations, and creditors, debt collectors, and others furnish negative information about them to the nationwide consumer reporting agencies (CRAs). This NCLC Digital Library article explains how consumers can protect…

NCLC 2022: By the Numbers

December 28, 2022

The National Consumer Law Center advanced consumer justice in many ways in 2022. In addition to direct advocacy on behalf of low-income consumers, we provided training to the consumer law community through in-person conferences, digital articles and publications, online resources, and in the media. Here’s a look at NCLC in numbers in 2022. Conferences In-person conferences:…

Coalition of Consumer Advocates Tells Court: Persistent Discrimination in Financial Services Industry is Unfair, Bad for Economy

December 23, 2022

TEXAS – Today, a coalition representing a broad cross-section of consumers, including communities of color and communities with lower incomes, urged a federal court to uphold the Consumer Financial Protection Bureau’s (CFPB) authority to hold financial institutions accountable for discriminatory practices. This brief, filed by Democracy Forward on behalf of the California Reinvestment Coalition (CRC), National Community Reinvestment Coalition (NCRC), National Association…

Advocates Applaud Passage of the Martha Wright-Reed Just and Reasonable Communications Act of 2022

December 22, 2022

The legislation supporting prison reform will help families stay connected while saving them millions of dollars WASHINGTON — Today, the Martha Wright-Reed Just and Reasonable Communications Act of 2022 was passed by the House of Representatives and is headed to the President’s desk. This historic victory comes a decade after Color Of Change, its members and partners pressured…

Report: Will States Let Debt Collectors Push Families Into Poverty as the Cost of Necessities Soars?

December 22, 2022

Download the full report, state maps, and state-specific information https://www.nclc.org/resources/no-fresh-start-2022-will-states-let-debt-collectors-push-families-into-poverty/ BOSTON – With millions of families struggling to find financial stability as soaring inflation drives up the costs of basic necessities, states have a vital role in protecting households from seizure of essential wages and property to pay old debts. A new report from the…

NCLC’s Year in Consumer Justice: 2022

December 20, 2022

Advocates worked on multiple fronts to protect low-income consumers and fight for racial justice and equity In courts, legislatures, and agencies, advocates at the National Consumer Law Center (NCLC) made strides in 2022 to preserve homeownership and access to utilities; combat damaging credit reports, wage garnishment, and predatory loans; reduce medical debt and student loan…

Careers at NCLC: Director of Litigation

December 13, 2022

The National Consumer Law Center (NCLC), the country’s preeminent advocate for low-income consumers, seeks an experienced professional to join the NCLC management team as the Director of Litigation. The organization is looking for a collegial and collaborative leader who can develop strong working relationships with internal and external partners and lead NCLC’s critical legal work…

More than a Dozen Consumer and Privacy Groups Urge FCC to Stop Unwanted Text Messages

December 12, 2022

Advocates say Commission must act to preserve and expand protections against unwanted, dangerous, or illegal text messages WASHINGTON – The National Consumer Law Center (NCLC) and the Electronic Privacy Information Center (EPIC), along with sixteen other national and state consumer and privacy groups representing a broad swath of individual telephone subscribers across the United States,…

NCLC Awards Hobbs Fellowship to Washington and Lee University Law Student

December 8, 2022

Hobbs Fellowship awarded annually to law student committed to consumer advocacy and the pursuit of a public interest career BOSTON – The National Consumer Law Center (NCLC) has awarded its annual Hobbs Fellowship to Sydney Brun-Ozuna, a second year law student at Washington and Lee University School of Law. “An experienced activist and leader, Sydney…

NCLC and Coalition Support Senate Bill to Close Industrial Loan Company Loophole

December 6, 2022

Washington, D.C. — Today, a broad coalition of financial services and consumer organizations expressedsupport for new legislation to close the industrial loan company (ILC) charter loophole, the “Close the Shadow Banking Loophole Act.” The legislation, introduced by Senate Banking Committee Chairman Sherrod Brown (D-OH), Sen. Bob Casey (D-PA) and Sen. Chris Van Hollen (D-MD), prohibits…

Rep. Adams Introduces Bill to Protect Essential Workers from Wage Garnishment

December 5, 2022

WASHINGTON, D.C. – Congresswoman Alma Adams (NC-12) has introduced the Protecting Wages of Essential Workers Act of 2022. The Protecting Wages Act will protect $1,000 or 75 percent, whichever is greater, of take-home earnings per week from seizure and index that net amount annually based on inflation. Text of the bill is available here. “Wage…

Federal Student Loan Payment Pause Extension a Critical Step to Protect Borrowers Pending Resolution of the Lawsuits Against Cancellation

November 22, 2022

WASHINGTON, D.C. – In response to the Biden Administration’s extension of the pause on federal student loan payments pending resolution of the lawsuits against cancellation, Alpha Taylor, staff attorney at the National Consumer Law Center, issued the following statement: “We applaud the Biden Administration for taking this critical step to protect student borrowers as it…

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