CFPB Takes Aim at Misleading, Incomplete, and Old Information in Background Check Reports
New guidance addresses inaccurate background check reports and sloppy practices in providing workers and renters with copies of their reports.
New guidance addresses inaccurate background check reports and sloppy practices in providing workers and renters with copies of their reports.
In an op-ed appearing in CommonWealth Beacon on Dec. 31, 2023, Charlie Harak, senior attorney at NCLC, discusses critical funding needed to address the climate crisis in Massachusetts. “The passage of the GCA, GWSA, and the Next-Generation Roadmap underscores the state’s strong and unwavering commitment to be a leader among the 50 states in addressing…
Read More about CommonWealth Beacon: Meeting climate goals requires new policy, funding
This article lists federal and state consumer law rights scheduled to go into effect or expire, during the period from December 1, 2023, through January 1, 2025.
Read More about Digital Library: New Consumer Law Rights Taking Effect in 2024
Advocates made strides in protecting consumers from predatory and abusive practices that strip wealth from communities.
The National Consumer Law Center advanced consumer justice in many ways. Here’s a look at NCLC in numbers in 2023.
DOJ and CFPB jointly sue Colony Ridge for operating an illegal land sales scheme that targeted low-income Hispanic consumers.
Appearing in the Chicago Sun-Times on Dec. 4, 2023, Mitchell Armentrout quotes NCLC senior attorney Karen Lusson in a look at a new discount rate system that’s expected to help prevent more utility shut-offs in lower-income neighborhoods across Chicago. “This is an absolute game-changer for people struggling with their heating bills in brutal Chicago winters.”…
Advocates discuss how states are starting to grapple with purportedly new categories of small-dollar loans: earned wage advances and other types of fintech cash advances.
Read More about American Banker: States must protect consumers from high-cost fintech cash advances
The NCLC Digital Library keeps you current with authoritative analysis of all of the latest developments in consumer law.
Read More about Digital Library: 2023 in Review on the NCLC Digital Library
Senator Jack Reed (D-RI) introduced the Predatory Lending Elimination Act, which extends to veterans and all consumers the 36% annual percentage rate cap found in the Military Lending Act and prevents the use of junk fees to hide high-cost loans.
Read More about Senate Introduces 36% Rate Cap Bill to Curb High-Cost Loans, Junk Fees
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