NCLC’s Year in Consumer Justice: 2024
Advocates made strides to protect consumers from medical debt, junk fees, predatory loans, risky mortgages, hidden car costs, and many other unfair practices.
Newsroom
-
-
CFPB Sues Zelle and Three Major Banks for Enabling Payment Fraud
Action Against Owners of Zelle Will Improve Consumer Safety, Reduce P2P Fraud
Read More about CFPB Sues Zelle and Three Major Banks for Enabling Payment Fraud
-
Op-Ed: Are fintech sandboxes a consumer protection desert? (The Hill)
In an op-ed appearing in The Hill on November 28, 2018, NCLC Associate Director Lauren Saunders discusses “Fintech sandboxes.” The Consumer Financial Protection Bureau (CFPB) recently proposed a disclosure sandbox, the Arizona attorney general has adopted a fintech sandbox, and both legislators and regulators in Washington are discussing ways to use sandboxes to promote financial innovation. But…
Read More about Op-Ed: Are fintech sandboxes a consumer protection desert? (The Hill)
-
Weak State Exemption Laws Allow Debt Collectors to Push Families Into Poverty
A new report finds that not one state or jurisdiction sufficiently protects its residents' homes, vehicles, belongings, and family finances – and some fail miserably.
Read More about Weak State Exemption Laws Allow Debt Collectors to Push Families Into Poverty
-
Final PACE Rule Will Protect Homeowners, Improve Mortgage Performance
Consumer Advocates and Mortgage Banking Groups Welcome Long-Awaited Rule to Provide Stability to Property Assessed Clean Energy Loans
Read More about Final PACE Rule Will Protect Homeowners, Improve Mortgage Performance
-
FTC Rule Stops Short of Protecting Tenants from Junk Fees in Rental Housing
Final Rule Will Only Protect Consumers from Junk Fees Attached to Live Event Tickets and Hotel Stays
Read More about FTC Rule Stops Short of Protecting Tenants from Junk Fees in Rental Housing
-
Digital Library: New Guidance Restricts Family Liability for Nursing Home Debt
Federal nursing home law prohibits nursing homes from requesting or requiring a third party, such as a resident’s family member or friend, to sign an agreement to be personally liable for a resident’s nursing home expenses. Despite these protections, nursing homes commonly use questionable admission agreements that seek to make family, friends, or other third…
Read More about Digital Library: New Guidance Restricts Family Liability for Nursing Home Debt
-
CFPB Overdraft Rule Provides Real Savings for Families Living Paycheck to Paycheck
NCLC Advocates Praise Final Rule Slashing Big Bank Overdraft Fees from $35 to $5, Bringing Billions in Relief to 1 in 5 Families
Read More about CFPB Overdraft Rule Provides Real Savings for Families Living Paycheck to Paycheck
-
CFPB To Create Rule To Aid Victims of Coerced Debt, Financial Exploitation of DV Survivors and Older Americans
Inaccurate credit reporting can wreak havoc on victims of “coerced debt,” which occurs when an abuser uses coercive control or identity theft to incur debt in the name of an individual.
-
NPR: The fight against medical debt is pivoting to the states after Trump's election
Appearing in NPR and KFF Health News on Dec. 3, 2024, Noam Levey discusses states approach to medical debt protections with NCLC Senior Attorney April Kuehnhoff. “There are a lot of different levers that states have to take on medical debt,” said April Kuehnhoff, a senior attorney at the National Consumer Law Center, which has…
Read More about NPR: The fight against medical debt is pivoting to the states after Trump's election
-
The New York Times: It’s Not Too Late to Rein In Holiday Spending
Appearing in The New York Times on Dec. 6, 2024, Ann Carnns talks to NCLC Senior Attorney Chi Chi Wu about the dangers of buy now, pay later credit and deferred interest credit cards. Retailers selling electronics, jewelry and home improvement materials often promote “deferred payment” credit cards, which let you purchase an item without…
Read More about The New York Times: It’s Not Too Late to Rein In Holiday Spending
-
Digital Library: Extensive Bankruptcy Rules Changes Now In Effect
This article explains the implications of bankruptcy rule changes for individual debtors and provides resources to deal with the changes.
Read More about Digital Library: Extensive Bankruptcy Rules Changes Now In Effect
Support NCLC
Please support NCLC's work to advance consumer rights and economic justice with a tax-deductible contribution today!
Donate