All Issues

Auto Finance & Sales

A safe and reliable car is essential for many families to access child care, jobs, groceries, medical appointments, and more. But buying and financing a car can be difficult and expensive. NCLC works to ensure that families get a fair deal through policies that bring transparency and fairness to car sales and financing, and NCLC supports non-profit programs that help struggling families get a car.

Key Topics

Auto Finance

Advancing policies that bring transparency and fairness to car financing.

Auto Sales

Working to stop abusive car sales tactics so families can get a safe and reliable car.

Electric Vehicles

Working to ensure that electric vehicle policies address the transportation needs of low-income consumers.

Featured

Recent Resources

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Ban Forced Arbitration in Autonomous Vehicle Contracts

July 24, 2023

Los Angeles Times: Why all Latino wealth is not equal

July 19, 2023

Consumer Advocates Applaud Members of Congress for Supporting FTC Auto Dealer Rule

June 22, 2023

Amicus Brief in CFPB & Attorney General of the State of New York v. Credit Acceptance Corporation

May 22, 2023

NBC News: “With car repossessions and home foreclosures rising, some Americans are living on a financial cliff”

April 29, 2023

NBC News: “The cost of owning a car keeps rising, but a price drop could be on the horizon”

April 8, 2023

NPR: “Even after you think you bought a car, dealerships can ‘yo-yo’ you and take it back”

February 4, 2023

2023 Consumer Protection Federal Priorities

January 13, 2023

Advocates Praise CFPB, New York AG for Action Against Auto Finance Company

January 6, 2023

Comments & Letters

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Ban Forced Arbitration in Autonomous Vehicle Contracts

July 24, 2023

Consumer Groups Comments to the CFPB Regarding the Need for Additional Auto Finance Data

December 19, 2022

Comments to the FTC Addressing Auto Sale Add-ons, Price and Financing Disclosures, Yo-yo sales, and More

September 12, 2022

Group Letter to the FTC Addressing Auto Sale Add-ons, Price and Financing Disclosures, Yo-yo sales, and More

September 12, 2022

Group Letter to the Colorado Motor Vehicle Dealer Board

January 23, 2019

Group comments to the Federal Trade Commission on the Magnuson-Moss Warranty Act Review on auto warranties a and defects

October 24, 2011

Reports

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Time to Stop Racing Cars: The Role of Race and Ethnicity in Buying and Using a Car

April 15, 2021

Shifting into Gear: A Revised Guide to Creating or Improving a Car Ownership Program

April 15, 2014

Issue Briefs

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2023 Consumer Protection Federal Priorities

January 13, 2023

2022 Consumer Protection Federal Priorities

February 18, 2022

Principles for Laws Permitting Electronic Repossession of Vehicles

January 1, 2020

Testimony

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Testimony During “Examining Discrimination in the Automobile Loan and Insurance Industries”

May 1, 2019

Press Releases & News

View All for Press Releases & News
Los Angeles Times: Why all Latino wealth is not equal

July 19, 2023

Consumer Advocates Applaud Members of Congress for Supporting FTC Auto Dealer Rule

June 22, 2023

NBC News: “With car repossessions and home foreclosures rising, some Americans are living on a financial cliff”

April 29, 2023

NBC News: “The cost of owning a car keeps rising, but a price drop could be on the horizon”

April 8, 2023

NPR: “Even after you think you bought a car, dealerships can ‘yo-yo’ you and take it back”

February 4, 2023

Advocates Praise CFPB, New York AG for Action Against Auto Finance Company

January 6, 2023

Advocates Praise FTC Action on Discrimination and Abuse at Car Dealer and Urge Further Efforts

May 28, 2020

West Virginia to Adopt Used Car Donor Tax Credit Program, Incentivizing Donation of Reliable and Affordable Vehicles

March 2, 2020

Report Documents Racial and Ethnic Disparities in Auto Sales and Finance; NCLC Attorney to Testify at U.S. House Committee Hearing

April 30, 2019

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