Seizing Family Homes to Collect Prison Fees
More than half of states allow seizure of inheritances, family homes to cover costs of incarceration
More than half of states allow seizure of inheritances, family homes to cover costs of incarceration
An inheritance is an important family legacy that can provide a safety net for future generations. For working families struggling to keep up with rising living costs, the transfer of a family home or other inheritance can provide newfound economic security. In particular, the anticipated wealth transfer from the Baby Boomer generation to their heirs…
Seventy (70) organizations, led by NCLC, sent this letter opposing S.1465, the Credit Access and Inclusion Act. This legislation is touted as helping “credit invisible consumers” by adding rent and utility payment information to their credit reports. However, the actual intent of the bill is to preempt state and other federal laws that protect consumer…
Read More about Letter from 70 Groups Opposing S.1465, Credit Access and Inclusion Act
While we identify several ways in which FEMA services could be improved, we urge the Council to retain FEMA’s role and to work to increase its efficiency; moving to a state block-grant model will only further undermine efficient disaster response and recovery at a time when natural disasters are increasing. FEMA remains a lifeline to…
Read More about Comment to FEMA Review Council on Heirs Property and Extreme Heat
The government will now only address illegal discrimination in the rare instances when the bad actor is caught red-handed.
Read More about Presidential Action Enables Discrimination in Housing and Lending
The use of artificial intelligence in housing and consumer credit, banking and other critical financial transactions may lead to unlawful discrimination in violation of consumer protection, fair lending and civil rights laws. An Action Plan must guard against the systemic risks posed to consumers by the deployment of AI systems with the capacity to make…
Read More about Comments on the Development of an Artificial Intelligence (AI) Action Plan
After the Trump administration's all-out assault on equity, civil rights, racial justice, and the rule of law, new forms of digital discrimination, amplified by artificial intelligence, will flourish.
Read More about Urgent Action Needed to Preserve Racial Equity and Economic Justice
To Leaders Thune and Schumer, Speaker Johnson, and Leader Jeffries: We, the 1,573 undersigned national, state, and local organizations, write to oppose efforts by the Department of Government Efficiency (DOGE) and Secretary Scott Turner to terminate at least half of all employees at the U.S. Department of Housing and Urban Development (HUD). This is a…
Read More about Coalition Letter to Congressional Leadership Opposing HUD Staffing Cuts
NCLC submitted comments, co-authored by the Prison Policy Initiative and Stephen Raher, in response to the Bureau of Prisons’ (“BOP”) Supplemental Notice of Proposed Rulemaking (“SNPR”) on the Inmate Financial Responsibility Program (“IFRP”). The IFRP is a nominally voluntary program in federal prisons that is intended to encourage incarcerated people to pay off outstanding government-imposed…
The National Consumer Law Center remains firmly committed to Dr. King’s vision of a just economy that works for everyone, with access to safe and affordable housing, sustainable credit, and education and employment opportunities at its bedrock.
Read More about On MLK Day, Remembering the Power of the People
The Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and the Board of Governors of the Federal Reserve (the Federal Reserve) should continue to support the fair housing regulations under their jurisdiction as they implement important areas of fair housing and fair lending law. These agencies are also urged to…
National Association of Mutual Insurance Companies (NAMIC) v. HUD challenges the application of HUD’s disparate impact rule under the Fair Housing Act to the business of homeowner’s insurance. The insurance industry asserts that HUD’s rule is inconsistent with the Supreme Court’s decision in Texas Dep’t of Hous. & Cmty. Affairs v. Inclusive Communities, 576 UA…
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