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Medical Debt Crisis: Impact on Black American Families
July 13, 2022 Despite the aims of the Affordable Care Act, medical debt remains a looming crisis, disproportionately affecting Black households and communities. Race contributes to whether households have medical debt, with 28% of Black households carrying medical debt compared to 17% of white non-Hispanic households. Households in the South, the region with the highest…
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Working Twice As Hard To Get Half As Far: The Impact of Student Loan Debt on Black Women
June 7, 2022 Our nation’s long-standing discriminatory and racist economic practices have stripped Black families of the wealth and resources they need to support their children’s pursuit of higher education. Black students at every income level are disproportionately more likely to rely on loans to cover the cost of a college education. Black women, in…
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No Silver Bullet: Using Alternative Data for Financial Inclusion and Racial Justice
Credit scores reflect dramatic and troubling disparities by race, due to a multitude of factors explored in this brief, including the racial wealth gap, decades of redlining and housing segregation, historical and present-day employment discrimination, and racially biased criminal justice practices.
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NCLC Stands with the Black Community in Buffalo and Remains Committed to Advocating for Economically Marginalized Communities
The National Consumer Law Center stands in solidarity with the Black community in Buffalo, New York, and condemns the deadly attack by a white supremacist on a Tops grocery store last week. We offer our sincere condolences to the families and loved ones of the 10 people killed and three others injured. We also acknowledge…
